In this review of the Crefisa personal loan, we will present the main features of the service offered by Crefisa. In this sense, we will talk a little about the rates, benefits and disadvantages of this credit.

In addition, we will show you how to easily apply. The application, by the way, can be made online, which brings even more convenience to the public of this loan.

Anyway, keep reading until the end and don't miss a single detail. Check it out!

Crefisa is a personal credit company founded in 1964. In other words, the company has extensive experience in the market. In addition, it seeks to offer the best credit services to its customers. Among these services is the Crefisa personal loan. 

Therefore, the Crefisa personal loan offers a service without bureaucracy, is safe and easy to apply for. Although, in relation to other credit companies, it has high final interest rates and some fees, at Crefisa you can count on an easy-to-access loan and the credibility of a solid company in the market. 

However, it is worth noting that the Crefisa loan is not available to the general public. Therefore, it is intended for INSS retirees and pensioners, as well as public servants and military personnel.

Furthermore, the entire hiring process is made easier, i.e., 100% online and simple. Another important feature is the possibility for those with bad credit to apply for the loan. This way, those with a bad credit history are given the opportunity to obtain credit to regularize their financial debts. 

Finally, see below for more fees, costs and rates, which by the way, is one of the most important parts of this review about the Crefisa personal loan. Let's go!

Therefore, let's start by talking about the interest rate charged by Crefisa, which starts at 1.5% per month. In other words, the initial interest rate is affordable according to the customer's profile. However, this interest rate is variable and it is worth knowing that this interest rate already includes both the IOF and the credit insurance of the Crefisa personal loan.

Therefore, as you saw at Crefisa, the fees and charges are already included. One tip, when taking out a personal loan, is to use the loan simulator. On the Crefisa website, you can find a simulator. This way, the customer will always be aware of all the amounts they will have to pay and will not be caught off guard.

Now let's take a look at the advantages and disadvantages that this personal loan actually offers.

Crefisa aims to bring more convenience and ease to customers who want to apply for a personal loan. In this way, your application is made online. Therefore, you do not need to leave your home to apply. Use your computer, cell phone or tablet to apply.

Another advantage that Crefisa customers have access to when applying for a personal loan is the prepaid card. This card provides the amount of the loan contracted and, with it, we can make purchases with the amount requested in a simple way.

In addition, Crefisa's personal loan is also available to people with bad credit.

Despite being initially affordable, Crefisa's interest rate varies according to the customer's profile. Thus, it ranges from 1.5% am and can reach a rate of up to 21.51% am 

In addition to variable rates, Crefisa establishes requirements for those who may or may not apply for the personal loan. In other words, the credit is only intended for INSS retirees and pensioners, as well as civil servants and military personnel.

Furthermore, Crefisa's installment plan is also not the largest. In other words, when taking out a loan, the user can opt for a maximum installment plan of 12 months.

In this review of the Crefisa personal loan, we will also talk about the loan application and how it can help with its features.

So, first of all, we should know that the app is available for Android and iOS. It is free to download and is available in the respective app stores for each operating system. But that is not all the app has to offer. Here are some of the functions we can use in the app:

See? It really is a very complete application that has numerous functions that allow us to analyze, monitor and manage our loan in a safe, fast and easy way.

So, now that we have covered almost everything in this review about the Crefisa personal loan, let's move on to the final part, which is how to apply for your loan. So, as we have already mentioned, it is quite simple.

However, see the documents required to apply for a Crefisa personal loan:

Finally, after all this, you should follow the process automatically until you have completed the entire request. Then, just wait for the approval response that will most likely arrive in your email or phone.

Therefore, it is worth remembering that this entire process can also be done directly from your cell phone, tablet and also computer.

So, now that you have read all the content of our review on the Crefisa personal loan, analyze your financial profile and check out more details about the application process in the recommended content below.