In order not to need to carry physical cash and thus have more security and practicality when making purchases, the credit card is a financial product widely used worldwide. That's why today we bring you the Pão de Açúcar card review so that you can get to know this card better and see if it's a good alternative for you.

Now, it's time to check out the Pão de Açúcar card review. Let's go!

So, the annual fee for the Pão de Açúcar card depends on the variant. International does not charge this fee. While Gold and Platinum charge 12x R$ 33.75 and 12x R$ 54.17 respectively.

Furthermore, the card is international, that is, you can use it anywhere in the world in a huge list of partner establishments to make your purchases.

As we mentioned, the Pão de Açúcar card charges an annuity depending on the variant, and also requires proof of income. So, before opting for this card, see if you can prove this income and if you will be able to pay the annuity without delay to keep the card active.

In addition, other fees are charged, such as withdrawals in Brazil and abroad, whose amounts are R$ 12.00 and R$ 22.00, respectively. The second copy of the card costs R$ 9.90. However, in case of emergency credit assessment there is no charge.

Still in the Pão de Açúcar card review, let's talk about the flag. Thus, the flag that integrates the card is Visa. And, through it, you have access to several benefits, such as the Vai de Visa program that gives you access to discounts on various products and services from partner companies.

And, in addition, you also have access to Purchase Protection Insurance, Price Protection Insurance and Visa Call Center, so you don't have to worry when you need to take a trip outside your city, state or country. It is worth noting that depending on the variant these benefits may be different.

Among the advantages of the Pão de Açúcar card, we can highlight the discounts at partner establishments. That's because you can use the card not only at the Pão de Açúcar chain, but also at other establishments.

And, in addition, you are guaranteed free shipping at Pão de Açúcar stores if you spend over R$ 149.00, as well as a 20% discount on the purchase of flagged products in stores.

Plus, you get a discount at cinemas and theaters, as well as at Itaucard partner stores. In the case of Gold and Platinum variant cards, you also participate in the network's points program.

Among the disadvantages of the card is the annual fee, because there are several cards in the same market category that do not charge annuity.

Likewise, the minimum income requirement is also a negative point, as it restricts the access of several groups of people to credit cards.

Still in the Pão de Açúcar card review, let's talk about the card application. Then, through the Itaú bank application, you will be able to access everything that happens with your card, including making payments and consulting the monthly bill.

Requesting the Pão de Açúcar card is very simple, as you just have to access the network's website and select the Pão de Açúcar card of your choice. You will then be redirected to the Itaú bank platform where you must enter your personal data.

After that, you will go through other steps of the application process. Then, it will be analyzed and if approved, the card will be sent within 10 days to the address provided. And after that, just unlock to use the card. If you still have doubts, in the recommended content below, we teach you step by step.