So, how about investing in an international card, with a Mastercard flag and a cashback program with cash back on your next bill, and an app to help you control your spending? Well then, the Pan Mastercard Gold card review will help you to know a little about this card that can help you change your life. Let's go!

So let's get to know a little about the Pan Mastercard Gold card below.

So, the Pan Mastercard Gold card has an annual fee of 12x R$29.16, that is, R$349.92.

Thus, if you fail to pay the annuity, your card will probably be deactivated, as it is responsible for keeping the card in use.

But, you can also reduce the annuity or zero it if you use the card more times during the month. This is because the card is part of the Use+ e Pague Menos program, that is, the more you spend on your invoice per month, the less annuity you will need to pay per year.

Regarding coverage, it is national and international, that is, you can shop at several partner establishments in Brazil and abroad, being able to make payments and transfers.

Well, one of the first fees that the Pan Mastercard Gold card charges is the annual fee of R$349.92.

And, in addition, the card also charges revolving interest of 18.24% per month, which is considered a high rate in relation to other cards on the market.

Furthermore, to request it, you need to prove a minimum income of R$2,500, also considered a high income.

Therefore, before applying for the card, balance your finances, so as not to enter a debt cycle.

So, the flag of the Pan Mastercard Gold card, as its name says, is the Mastercard flag. Thus, through it, you can have access to all the benefits that are related to the flag.

So, for example, you can have access to the Original Extended Warranty, which is the service to extend the original warranty of a product by about one year.

And, in addition, you also have the Purchase Protection Insurance, which protects the products you purchase from damage or theft.

In addition, you also have access to Price Protection, which means that if you buy a product and, within 30 days of purchase, find the same product at a lower price, you can receive a refund of the difference.

And you also have access to Mastercard Surpreenda, where you can buy products and accumulate points, which you can then exchange for new products. As well as the Mastercard Global Service, which provides you with specialized care in case of emergencies.

Therefore, the Mastercard brand has several benefits, always aiming at the best service for customers.

Now that you already know the benefits of the Mastercard brand, let's introduce you to the advantages of the Pan Mastercard Gold card, starting with the Card Offers Club, because with it, you can enjoy discounts at various online partner establishments.

And, in addition, the card also provides access to the Pan bank application, through which you can control everything that happens with your credit card and also manage to make payments and transfers.

Furthermore, with the Pan Mais program you earn for every US$ 1 spent up to 1.4 points to exchange for products or services.

And it also has the Pan bank cashback program, in which you can receive part of the amount spent on purchases in the bill for the following month. Too much, isn't it?

Among the advantages, you may also be able to exempt yourself from the annual fee, depending on the amounts spent with your card, being able to get discounts of 40%, 50% and even 100% of the total amount!

Therefore, the card brings quality services and advantages that make it worth requesting!

Among the disadvantages of the card is the fact that you need to prove a minimum income of R$2500, because, in addition to being a high amount, there are cards that do not charge income.

And, in addition, the Pan Mastercard Gold card also performs credit analysis, that is, if you have a dirty name, it may not be a good alternative.

In addition, it also charges annuity fee, as we mentioned earlier, which may make access difficult for some people.

So, before opting for that card, look at the other options on the market to decide if it's the best offer.

Thus, the card also has an application so that you can check your invoice, your balance, your transactions and have control of your finances in the palm of your hand.

So, you don't have to worry about going to a bank branch to check your financial transactions.

So, to apply for the Pan Gold card, it is necessary to enter the official website of the Pan bank, choose the Gold card from the list of cards that appear and apply for it. After that, fill in your personal details. If approved, within 10 business days it will be at your home.

Also, if you want to know more details about the application process, read our recommended content below.