First, in this Neon card review, you will learn about the credit card offered by the digital bank. In addition, we will talk about its advantages and disadvantages so that you can find out if this card meets your financial needs. Check it out below!

Well, the Neon credit card is linked to the Visa brand. In fact, it can be used internationally and has no annual fee. Neon also offers some benefits that we will talk about later. So, see the main features below.

First of all, Neon Pagamentos is a fintech that offers debit and credit cards. In addition, the financial company also has specialized services for opening and operating checking accounts. Everything is managed digitally, through the app.

So, the Neon credit card has the Visa logo and can be used internationally. In fact, this logo is accepted in millions of establishments in Brazil and around the world. This way, you also participate in the Vai de Visa benefits program, among other benefits of the logo.

Additionally, you can apply for your card directly through the Neon app. Just access the “Credit” tab in the app and wait for the credit analysis. In this sense, it is important to note that the analysis can take up to 5 business days to be approved.

Furthermore, all of Neon's services are online and very practical. But don't worry, the bank is completely safe. So, keep reading this review of the Neon card and find out more details about the product.

In this sense, the Neon card has no annual fees. In fact, you do not need to spend a certain amount on the credit card to be exempt from the fee. In other words, the card is free of any annual fee regardless of the amount of the invoice.

Furthermore, the Neon card can be used both in Brazil and abroad, as it has international coverage. But be aware of the exchange rate and IOF.

So, according to the official website of Banco Neon, you don't pay a monthly or annual fee to use debit or credit cards. However, keep an eye on the fees charged in case of late payment, installment payment of bills or withdrawals at Banco24h terminals.

In this sense, in the case of paying your bill in installments, the interest amount can reach up to 12.9% per month. Furthermore, if you choose to pay the minimum amount of the bill, the remaining amount will go into your revolving credit. Therefore, avoid delays and installments, as you may end up even more in debt.

Well, the Neon credit card is Visa. In other words, you can use your credit card in millions of establishments that accept this brand. In addition, you also participate in the Vai de Visa benefits program, as well as other advantages that Visa offers to its users.

First of all, the most striking advantage of the Neon credit card is the exemption from annual fees. According to the official Neon bank website, you only pay the amount spent on the bill. In other words, there is no annual, monthly or any other maintenance fee.

Furthermore, the bank also offers a very unique benefit called Elastic Limit. For example, this is an ideal feature for emergency purchases where you need to use an amount greater than your current limit. This way, the bank performs a specific credit analysis before approving your transaction.

In addition, you can also participate in the Neon+ program. In this sense, you can exempt your card from fees, such as withdrawals at Banco24h terminals, for example. To do this, you only need to use your physical or virtual card for 10 or more purchases in the same month. In fact, Neon is also launching the Cashback program in a testing phase for all its users.

Finally, Neon's customer service is 100% online. In other words, you can resolve your financial life online and safely, without leaving your home. To do this, you just need to download the app, available for Android and iOS.

So, are you enjoying the content of this Neon card review? Check out our content below to learn more details about the product!

Well, unfortunately, the Neon credit card is only available to current account holders. In other words, you need to open a Neon account to be able to apply for your card. Even though it is a digital account free of any monthly fees or charges, it makes the process a little more bureaucratic.

Furthermore, the credit assessment also takes a while, so you may have to wait up to 5 business days to receive your response.

In this sense, the fintech has an exclusive app that offers all the features you need to manage your account and card. Available for both Android and iOS, the Neon app is essential for using the bank's services.

So, download the app from the Play Store or the App Store. With it, you can open your Neon bank account for free, apply for your credit card, make transfers and deposits, among other features.

So, if you've followed our Neon card review so far and are interested in knowing how to apply, continue reading.

First, go to Neon’s official website. Then, click on “Open your account” in the top right corner of the screen. Then, all you need to do is fill in the fields with your personal information and wait for approval.

However, you can also open a free account through the Neon app. First, download the app from the Play Store or App Store. When you open the app, you will need to fill in the fields with your personal information.

Next, you need to register with a username and password. Then, you must send a photo of the requested documents for your credit analysis. In this sense, the bank requires 5 business days to approve your registration. After confirming the account opening, you can then request your credit card.

However, even though the entire process is free and without any fees, it is important to note that you will need to make a cash deposit to activate your checking account. This way, Banco Neon will issue your debit card and you will be able to start using its benefits.

So, are you interested and want to know the detailed step-by-step process for the application? Then access the content below to find out more!