In this Marisa card review you will check out its exclusive benefits, in addition to the negative points of the product. Thus, you will be able to analyze all the characteristics of the card and decide if it meets your financial needs.

So, the Marisa card has the Mastercard flag and has National or International coverage available. However, there is an annuity charge that, according to the official website, increases after the first year. Check out more information below.

First, Marisa stores are a well-established women's fashion chain in the country. Thus, it has almost 360 stores throughout Brazil. So, in partnership with Banco Itaú, Marisa launched the Mbank Itaucard, a card with the Mastercard brand that guarantees some exclusive benefits.

In this sense, the Marisa credit card can be used at any other establishment that accepts the Mastercard brand. However, its benefits are aimed at frequent customers of Marisa stores.

Initially, the card charges an annual fee of R$46.80 or 12 times R$3.90 in the first year. However, this value increases in the second year of use, reaching R$111.12 for national cards and R$130.80 for international cards.

In addition, the card is also offered under its own label (Private Label), and its annual fee is R$46.80. However, this card can only be used inside Marisa stores. Thus, in this review of the Marisa card, we will deal with the Mbank Itaucard.

Finally, it is important to mention that the card performs a credit analysis at the time of application. Even if it is a simplified analysis, proof of income will be required, which must be at least R$800.00.

So, are you interested in the card? So keep reading this review of the Marisa card to find out more details!

In this sense, the Marisa card offers Mastercard cards with national and international coverage. Thus, the annuities also have different values for the two types of product.

Initially, both Mastercard Nacional and Mastercard Internacional cards have an annual fee of R$46.80 in the first year. However, this value rises to R$111.12 in the second year of using the national card. The same happens with the International Mastercard card, which also suffers an increase in the second year of use, reaching R$130.80 per year.

In addition to the annual fee charged, it is good to be aware of the interest and fees that may be charged at different times. First, avoid paying the invoice late, as interest charged for late payments can reach 14.90% per month.

Furthermore, international purchases generate an IOF fee. Therefore, be aware if you choose to make purchases in foreign currency.

In addition, there is a fee of R$9.90 for providing a second copy of the card, except in cases of robbery or theft.

Well, the flag of the Mbank Itaucard card is Mastercard. This means that cardholders participate in the Mastercard Surprise program.

In this sense, the Mastercard program works by accumulating points that are generated in all purchases made with the card. That way, you can exchange points for vouchers that give exclusive discounts at several Mastercard partner stores.

So, to participate, you need to register your card through the website or the Mastercard Surpreenda app.

Check now in this Marisa card review which are the positive points that make this card so attractive.

First, the advantage of the Marisa card that draws the most attention are the exclusive discounts you will have when buying in physical stores and online.

So, in addition to having a 10% discount on your first purchase at the network stores using the card, you also have the Birthday Discount. In this sense, you will also have a 10% discount on purchases you make at Marisa stores every day of your birthday month. Cool, isn't it?

In addition, you also participate in the Mastercard Surpreenda program, and you can exchange your points for vouchers that give you discounts on purchases and services. But don't forget to register your card in the program before you start using it!

In addition, you will still have a longer term to pay for your purchases. With the Marisa card, you can pay online purchases in up to 12 interest-free installments at the network stores!

Also, you will be able to zero your annuity or get discounts in the amount of this fee according to your monthly spending on the card. In this way, by spending at least R$1,500.00 monthly on the Marisa card, you may be exempt from the annual fee. But don't worry, there are still discounts of 50% and 30% according to your monthly spending.

Finally, customers still have access to a complete dental plan worth R$32.90 per month, Marisa Odonto. So, are you interested and want to know more details? So access the content below and find out more!

Although the Marisa card offers many interesting advantages, there are also some negative aspects of the product. So, check out, below, in this review of the Marisa card, some disadvantages before signing up.

At first, the Marisa card charges an annuity of R$3.90 per month. However, this value almost triples in the second year of use. Thus, there are several other options on the market that offer benefits without charging this fee.

Although it offers many benefits to card users, they are all aimed at Marisa store customers. Therefore, if you are not a repeat customer of the stores, this may not be the best card option for you.

Then, through the Itaucard app, you can manage your Marisa card whenever you want. The app is very intuitive, and is available for both Android and iOS.

With it, you have access to all the features of your Marisa card. That is, you can track purchase information, consult your invoice, request a duplicate card and even request digital assistance.

So, don't waste time and download the Itaucard app now through the Play Store or App Store.

Well, we couldn't fail to explain the application process in this Marisa card review, could we? So keep watching to see how easy it is to order yours.

First of all, know that you can request your Mbank Itaucard online or in person at Marisa stores. So, if you are in a physical store, go to the Service Center with your personal documents, proof of address and proof of income, and sign up. Remembering that you will undergo a brief credit analysis and, if approved, you should receive your Marisa card at home within 10 days.

Also, if you prefer to apply online, you must first download the Marisa app. The app is available for both Android and iOS. That way, when you download the app, register with your email address and create your password.

Then login to your account and see the products and services available to create your card. Remember that to apply you must be 18 years or older and have a minimum income of R$800.00.

In addition, you can also access the official website of Banco Itaú to order your Mbank card. Thus, on the Itaú main page, find the “Cards” button and select it. You will then be redirected to the page with the main Itaú cards. Then, find the option “see all cards” and select it.

So, on the next page, find the Mbank card and click to subscribe.

However, are you still having doubts and want to know more details on how to apply for your Marisa card? So, access our content below and see right now how to order your card.