Cards
Digio card review 2021
Meet the Digio card review. It has international coverage, does not charge revolving interest and also has the benefits of the Visa brand, such as the Vai de Visa program. Check out!
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Learn all about this financial product
Like other digital banks on the market, Digio also innovated by creating its own credit card. It does not require proof of minimum income, does not charge annuity and waives revolving interest. Therefore, check out the Digio card review and understand what its advantages are. Let's go!
Annuity | Exempt |
minimum income | not required |
Flag | Visa |
Roof | International |
Benefits | No revolving interest Go Visa Program Digi Store |
How to apply for Digi card
The Digio card has been successful among digital bank cards. So, see today how to get it and get rid of the annuity without giving up benefits.
Digio card review: everything you need to know
Now, it's time to check out the Digio card review, below.
annuity and coverage
Among the advantages of the Digio card, we have the fact that it does not charge annuity, so you don't have to worry about that annoying installment charged on your credit card to be able to use the services. And, most of the time, it's charged when you don't make any expenses.
But, at Digio you don't have any of that, because whether you spend it or not, there is no annual fee.
On the other hand, the Digio card has international coverage, so if you decide to travel to another country today, you can rest assured, because Digio accompanies you anywhere in the world.
rates to rates
So, to begin with, the Digio card does not work with revolving credit, that is, you don't have to worry about the card's revolving interest.
However, the card charges some fees and services, for example, if you are late with your bill and want to pay in installments, the fee is 9.90% per month.
And, in addition, the remuneration interest for days of delay is 10.99% per month. Likewise, the fees for domestic or international withdrawals are 7.90% per month.
Furthermore, if you want to carry out an emergency assessment of your credit, you will need to pay a fee of R$6.50. And, the refinancing and renegotiation fees are 7.90% per month.
So, Digio requires fees that must be known before you opt for this card to avoid future problems. But remember that the institution can change these numbers at any time.
flag and benefits
Still in the Digio card review, let's talk about the brand and the benefits. The Visa brand is chosen to integrate the Digio credit card.
So, among the benefits offered by the brand, the main one is the Vai de Visa Program. Through it, you can take advantage of many offers and also compete for many incredible prizes.
And, in addition, Visa also offers discounts in restaurants, hotels, taxi rides in partner establishments around the world, being a great ally in the most difficult times.
So, if you're looking for a brand that offers quality services, don't worry, Visa has everything you need.
Advantages of the Digio card
Now, let's get to know the positive points of requesting the Digio card. To begin with, you have a card with no annual fee, that is, you do not have to pay maintenance fees for the Digio card.
And, in addition, you have access to the Digio Store, which is a store that belongs to the Digio bank where you can buy various products and services under different conditions and prices, for example, credits for car apps.
In addition, Digio does not charge revolving interest, that is, it does not charge interest if you delay the invoice and, if you have to pay interest rates, they will be well below the rates normally required by other banks.
Plus, you have all the benefits of the Visa brand that we mentioned earlier, such as the Vai de Visa program.
Discover the Digio credit card
The Digio credit card is one of the many digital banking options in Brazil. It, like many of its competitors, waives an annuity and brings other benefits.
Disadvantages of the Digio card
Despite having several positive points, Digio also has negative points. To begin with, you don't have the option to pay the minimum invoice, that is, either you pay the entire invoice, or you will be forced to pay in installments.
And furthermore, the Digio card only works in the credit function, so the card's debit function does not exist. Therefore, before opting for Digio, also evaluate the negative points it brings.
card application
Still in the Digio card review, let's talk about the card application. So, through the application you can access the invoice and also be able to request it, block or unblock it, make purchases and various other functions of the card.
application process
So, to request the Digio card, you can do it through the website or through the card application. Then click on “Ask for your card” and follow all the steps. But, to know the step by step, click on the recommended content below.
How to apply for Digi card
The Digio card has been successful among digital bank cards. So, see today how to get it and get rid of the annuity without giving up benefits.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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