First, the Carrefour Group is one of the most credible companies in the wholesale business in Brazil and abroad. With more than 40 years in the market, they offer several financial products and services, so today we are going to talk about one of them in our Carrefour card review. 

In this sense, the store offers up to five different cards and all have unique characteristics, in addition to the benefits offered by Carrefour, such as easy installment payments and exclusive discounts. So, what do you think about learning more about this financial product and assessing whether it meets your needs? 

So, check out the table below and read on to find out all about it! 

First of all, the Carrefour Group is the only supermarket chain in the country that has its own bank. Created in 2007, the institution Carrefour Soluções is responsible for issuing the cards offered by the store.

So, in this Carrefour card review we will show you all the features, in addition to the positive and negative points of this financial product. So you have all the information you need to assess whether this card is what you were looking for! Let's go?

First, Carrefour offers five different types of card, but all of them can be exempt from annual fees if you make at least one purchase per month at the store. Check below which cards are available for request.

It is also important to remember that despite being a card linked to Carrefour, you can use it for purchases at any commercial establishment that accepts Visa or Mastercard. 

So, in our Carrefour card review, we couldn't fail to mention which services are charged by the responsible finance company, right? Find out what they are below.

In addition to the annuity, Carrefour charges R$10.90 for withdrawals in the credit function throughout the national territory, and R$17.90 for withdrawals abroad. If you want an emergency credit assessment to make a purchase that goes beyond your limit, the amount charged is R$18.90. The card also offers the sending of SMS every time there is a purchase movement, but this service costs R$4.99 per month.

Furthermore, if you make the minimum payment on the invoice, interest on the revolving credit can reach up to 14,99% per month. For invoice installments, 12.99% is charged per month. And then, if you delay the payment, you are charged a 2.00% penalty on the total amount, plus 1.00% in late payment interest.

Well, the Carrefour card offers two types of flags on its cards: Visa and Mastercard. Both are companies recognized worldwide and accredited in millions of establishments in Brazil and abroad. In this way, you have the security of acquiring a reliable financial product.

Then, you can register the card with the chosen brand in the Mastercard Surpreenda or Vai de Visa loyalty programs. Thus, whenever you make a purchase, you accumulate points that can be exchanged for various services, in addition to exclusive discounts at partner stores and restaurants of both brands.

So, the card offers good benefits, especially for those who are used to shopping at Carrefour stores. That's because with it, you get discounts and have access to exclusive offers, in addition to an installment payment of up to 24 times on selected items.

In addition, you also have discounts and can pay your purchases in Carrefour Drugstores in installments. And it also guarantees up to 70 days to pay if you fill up your car at any of the Carrefour Stations using the card. 

Plus, you get up to 4 free additional cards and can choose from 14 expiry date options.

Well, despite offering good benefits to its customers, the card also has some negative points, and now in our Carrefour card review we are going to talk about what they are.

First, it is necessary to prove income of at least one minimum wage when making the request. That is, if you are self-employed or cannot prove income, this product is not available to you.

In addition, you only get the card's annual fee exemption if you make at least one purchase per month at Carrefour. If this does not happen, the monthly fee will be charged even if the card is inactive. 

In addition, the fees charged by the credit card company are slightly higher than those of competitors. For example, the amount of R$10.90 is charged for national withdrawal in the credit function and R$18.90 for emergency credit assessment. In addition to revolving interest, which can reach up to 14,99% per month.

The Carrefour card has an exclusive application to manage your card and take advantage of all its features. Through the app, you can control your financial transactions, check your credit limit, what are your recent purchases, what is the best day to shop, among other information.

Therefore, to take advantage of all these benefits offered by the Carrefour card, just download the Carrefour Cards application, available for smartphones in the App Store or Google Play.

So, if after knowing all the characteristics of the product and evaluating its advantages and disadvantages, you want to order yours? Well, now in our Carrefour card review we will show you what to do.

Applying for the Carrefour card is very simple and can be done in the comfort of your home through the Carrefour Soluções website. There, you fill in your personal data, such as CPF, cell phone number and e-mail and undergo a credit analysis. If your application is approved, you will receive an email detailing the next steps in the process.

However, if you prefer, you can fill out a request proposal at any Carrefour Hiper store. Thus, the credit analysis is carried out at the time of ordering and, if approved, the card is ready on time and you can use it for your purchases. Amazing, isn't it?

But, if you want to know more details about how to order your Carrefour card, continue reading through the recommended content below!