Bradesco is undoubtedly one of the best-known institutions in the market. With more than 78 years since its foundation, the bank aims to create opportunities for its customers to fulfill their dreams, offering a variety of products and services of undeniable quality. Today, we are going to talk about one of these products in our Bradesco Neo card review. 

In this sense, we have prepared special content for you with all the details of this card, so that you can discover everything it has to offer and thus decide whether it is the best financial option for your life.

Interested? So, check out the table below with the main features of this product and read on to find out all its advantages!

Well then, the Bradesco Neo card is a multiple card. That is, it has the functionality of debit and credit in a single card. With the international Visa flag, it allows you to shop at thousands of physical and virtual establishments in Brazil and abroad. 

However, before applying for any credit product, it is important to know its pros and cons, isn't it? In the Bradesco Neo card review, we will present all these features so that you can make a responsible decision.

If you think this product might be right for you, read on and discover all its benefits!

So, a negative point of this card is that it charges an annuity of R$240.00. However, you can get the fee waived if you spend R$50.00 or more per month. Thus, you need to keep the card active if you want to escape the monthly fee of R$20.00.

Furthermore, its coverage is international and you can use it in millions of physical and virtual stores around the world, with great security and practicality. 

In our Bradesco Neo card review, we could not fail to mention which services are charged, so that you can assess whether the product is really worth it. So, in addition to the annual fee, what other fees are charged for using the card?

Well, if you need cash, you can count on the Bradesco emergency withdrawal, but you will be charged R$15.00 for withdrawals in the national territory and R$25.00 if you need to withdraw them abroad.

To issue a duplicate of your card in case of loss or theft, the amount of R$28.99 is charged. Furthermore, Bradesco offers a notification service via SMS every time a purchase is made, but the price to be paid for this service is R$9.50 per month. 

In addition, the revolving interest rate is 9.90% per month and if you need to pay your invoice in installments, the installment fee can reach up to 9.80% per month.

The card brand is Visa, one of the most recognized in the world, with more than 20 million accredited establishments. Therefore, you can do your shopping with peace of mind in stores in Brazil or abroad. 

In addition, by registering your card on the Visa website, you can participate in the Vai de Visa rewards program. With it, you get exclusive discounts on the purchase of services or products at partner stores, in addition to participating in prize draws or cashback with a direct discount on the invoice. 

For those who like to travel, Vai de Visa also offers discounts on travel packages, hotel reservations, tourist attractions, restaurants and much more!

The Bradesco Neo card has a series of benefits for its customers, and now we are going to introduce you to some of them.

First, it offers great discounts on cultural programs at the country's largest cinema and theater chains. With it, you get a 50% discount on Cinemark network rooms and on plays at Teatro Bradesco. The card also offers discounts of up to 15% at partner restaurants. 

In addition, the card is one of the best products with technological integration of the financial institution. You can manage everything through the app, in addition to being able to make payments with the virtual card.

In addition, Bradesco offers some insurance that can help you if you have an unforeseen event, such as unemployment protection insurance. With it, the bank pays off the amount due on the card if you involuntarily lose your job.

However, as we already know, every financial product has its advantages and disadvantages, and now we are going to talk about the negative aspects of the Bradesco Neo card. Thus, you stay on top of all the information before ordering yours.

First, you need to prove income of at least one minimum wage to apply for the card. Therefore, if you are self-employed or cannot prove income, this card is not ideal for you.

In addition, the credit analysis is rigorous and checks your score with the SPC/Serasa. In this way, both the approval and the amount of the limit that is released on the card depend on this process. So, before applying for the card, it is important to check that there are no restrictions on the name with the credit protection agencies. 

Finally, the card charges an annual fee of R$240.00 and this amount is only exempt if you spend R$50.00 or more per month. Thus, if you do not use the card frequently, you will be charged a monthly fee of R$20.00 on your invoice.

If it's digital integration you're looking for, Bradesco has plenty of it! Through the Bradesco Cartão app, you have access to all the features of your card, in addition to being able to track your expenses, have all the details of your invoice and generate as many virtual cards as you want.

The app is available for smartphones on the App Store or Google Play and is very simple to use. So you can enjoy all the benefits of the card in the palm of your hand!

So, now that you've checked out our Bradesco Neo card review with all its features, how about requesting yours? However, it is important to remember that to apply, you need to be over 18 years old, prove income of at least one minimum wage per month and cannot be negative.

Ordering the card is very simple, and you don't need to be a Bradesco account holder to get yours! Just access the official website of the bank, go to the “products and services” tab, then click on “cards” and then “know the cards”. Then, you select the Neo card and click on “how to apply”.

To proceed with the process, you need to fill in the form with your personal data and then send it for analysis. If you are eligible, the website directs you to the next page and then just click on “order now”.

However, if you have any questions, you can get in touch via Fone Fácil Bradesco at the numbers 4002 0022 or 0800 570 0022. Customer service is available 24 hours a day, 7 days a week.

Now, if you want to know more details about the process of applying for your Bradesco Neo card, check out the recommended content below!