Getting the first internship or job is a great achievement in anyone's personal and professional life, isn't it? However, now is the time to take more financial responsibility and decide what the next steps will be. But what to do with the first salary?

Here we will give you tips on how to manage your hard-earned money in a smart and responsible way. But don't forget to celebrate, you deserve some treats for the effort of getting that first job!

So keep reading and learn how to take care of your money right now!

With the first salary in hand, it's time to decide which is the best way to manage it. So let's give you some tips so you can organize your finances in the best possible way. Let's go?

One of the most important tips when dealing with your money is that you shouldn't spend more than you earn.

Well, as soon as we receive the first salary, we want to buy everything we've ever wanted, right? But you have to be careful not to overspend. So avoid impulsive purchases and analyze which items are most needed.

Remember that this is just your first paycheck and you will achieve much more going forward. So you don't have to buy everything in the first month!

Also, if you have a credit card, avoid paying your purchases in installments, as the bill can get very large and snowball. Therefore, avoid having to deal with unnecessary interest. If possible, buy cash only.

Thus, using your money consciously, you will be able to enjoy each salary in the right way, without the risk of falling into debt.

Well, saving money is not always in the plans of young people. But know that making an emergency reserve is very important for you to have financial security.

So, learn now to save part of your salary. So, if you come across any unforeseen circumstances, you will already have the money to deal with that situation.

So, the recommended amount for your reserve is the equivalent of six months of work, at least. But no need to despair! It may take some time to reach that amount, but adding a little each month is enough.

In addition, a valuable tip is to invest in studies and in their professionalization. Thus, you will be moving towards becoming a more complete professional, which will help you to gain better positions and higher salaries.

Therefore, choose courses that interest you and that will contribute to the positions you want to achieve. You can opt for courses that are important for all areas, such as foreign languages, computers and many others.

Another option is to deepen your knowledge and specialize even more. In this way, you can pursue postgraduate or MBA courses, both face-to-face and online.

If you are having difficulties controlling finances, a great solution is to have a prepaid card instead of using a conventional credit card.

As the name suggests, you need to recharge your prepaid card before using it. That way, you don't run the risk of spending more than you have, as you can only buy with the available balance in your account.

So, there are several options on the market with exclusive offers and benefits. Therefore, research which is the best prepaid card to start your financial life on the right foot.

Now we have a golden tip for you to take care of your finances: make your salary work for you! But how to do it? Investing your money!

There are several options on the market for you to invest your income starting with small amounts. The amounts invested earn every month, and the interest varies depending on the application you choose.

Discover now two different applications for beginners!

Well, if you want to invest in Treasury Direct, know that it is a simple and safe option. The entire process is done digitally, so you can track your investments through the official website or app of the Direct Treasury.

Getting started is easy: just open an account at one of the available Financial Institutions, transfer the money and start investing!

The good news is that the applications are affordable and you don't need a huge sum. You can now start investing with amounts above R$ 30.00!

Another option is the CDB, which means Bank Deposit Certificate.

The CDB is a fixed income application and works as follows: your investment serves as a kind of loan to banks. In exchange for the loan, the banking institution offers interest to investors and this is how their money earns.

But a disadvantage is the initial value you need to have. Unlike Treasury Direct, you need a minimum amount of R$ 1,000.00 to make your investment.

Therefore, it may be necessary to add an amount of your salary every month to later be able to apply it to the CBD.

With all these tips, it's going to be easier to control your financial life, isn't it? However, there is one very important thing left to do with your first paycheck: celebrate!

It wasn't easy to get here and your first job is a very important milestone in your life. So celebrate this moment!

You can have dinner at your favorite restaurant or buy that piece of clothing you've had your eye on for a while. If you prefer, you can help your family or take friends to the movies. Anyway, enjoy this moment!

So, don't forget to follow our tips to maintain a healthy financial life and have control over your money from the first salary!

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