For many parents, the beginning of the school year is always a torment. The huge list of school supplies that comes from schools is a cause for distress for the vast majority, especially with the rise in prices in recent years. In this way, we separate in this article some tips and precious information that will help in the financial planning for the purchase of school supplies without suffocation.

Therefore, we will guide you to buy in advance, search for better products and go back to school without worrying. Check out!

This is a concern of many parents when the month of January begins and the return to school approaches. Expenses with school materials are mandatory to maintain the school life of the children, that is, it is an unavoidable expense.

Therefore, it is essential that we prepare ourselves to carry out school purchases in a way that does not compromise the family's financial situation for the rest of the year.

But rest assured, there are ways to prepare and avoid debts and expenses that are much higher than expected during this time of year. Do not believe? So, let's follow some school supplies financial planning tips below.

It is at the beginning of the year that the payment of bills such as IPVA, IPTU and the purchase of school supplies is concentrated. We know they are true, but few are concerned with carrying out good financial planning and preparing for these expenses.

So, check out the tips we've separated so that, before shopping, you can plan to spend less, and pay for school supplies without suffocation.

The first thing is to make a list of the materials your children will need, with nothing more or less, just what is necessary. In this sense, it is essential that you have at hand what is requested by the school and avoid buying what is not on this list.

Do not buy on impulse, avoid making purchases because of the product box or packaging design. Search in several places until you find the store that offers the best product for the best price.

Another very useful tip is to buy sets of materials or search for them. But what are these sets? It's quite simple.

In some stores, mainly wholesalers, you can find sets that have several predefined materials for a much lower price than you would normally pay buying each material separately. So it's a good way to save. Search for good quality cheap sets and save a good amount using these tips.

As we are talking about materials intended mainly for children, which is the age group where the lists that come from school are longer, we must be careful when shopping. Therefore, an essential tip for good financial planning for school supplies is to avoid unnecessary damage as much as possible with defective materials.

That is, always ask for the invoice when shopping. In this sense, you gain extra protection in case some materials arrive at home defective. Thus, they can be exchanged easily and without expense. In addition, spending on school supplies can be deducted from Income Tax in the future. So stay tuned for this tip.

A very common mistake made by parents, especially first-timers, is leaving school shopping a month or weeks before returning to school.

Do not fool yourself! Many of the promotions that take place at this time of the year have a disguised price and, in fact, you buy a product for R$80 that was previously R$100, but which is actually worth R$50.

That is, do not leave shopping for later. So, look for the time of year when the products are cheaper and buy in advance.

It is normal that when demand for materials is high, many stores and establishments offer discounts and promotions.

So, you can take advantage of discounts from trusted stores with quality materials and fair prices. However, research before you buy.

The most common thing at material fairs at this time of year is to find themed products, with drawings and very colorful. Many of them are quite expensive, and the quality leaves much to be desired. However, it is what children usually choose. But the truth is that we should avoid this, because there are very high quality products out there, but that do not attract much attention.

Many parents don't like it, but you can't deny that reusing materials that weren't used much in the previous year is a beautiful principle of financial planning for school supplies.

Of course, we don't want to give worn-out materials to our children. However, there is always a box of pencils, crayons, among others that are not used. Therefore, we can use these materials next year and save even a small amount.

Some schools try to help with the purchase of materials and provide pencils, erasers and other simple materials to make life easier for both parents and students.

Therefore, it is worth contacting the school and asking about the materials they offer.

Anyway, now to complete the 10 tips for good planning, comes group shopping. Did you know that groups of parents get together to shop and get very good discounts? Well, it's something that really happens is that you can definitely practice to save on school supplies purchases.

Anyway, make the most of these tips and carry out a great financial planning of your child's school supplies. And remember: do you have any money left, did you save any amount? No going around spending on unnecessary things. Take the opportunity to save and start an investment fund, even with a savings account.

In addition, find out how much R$ 50 thousand in savings. For that, read our recommended content below.