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PicPay Empresas is a payment solution that allows you to sell online very easily. Learn all about this application in this article.

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Discover PicPay Empresas: the solution for your business

Saiba tudo sobre essa solução de pagamentos. Fonte: PicPay.
Learn all about this payment solution. Source: PicPay.

If you recently opened your business or are just looking for a solution to manage your business, PicPay Empresas can be a good solution. The PicPay app was created to make life even easier for entrepreneurs. There you will find several payment options for your customers. In addition, the application dispenses card machines. Because payments are made directly by cell phone. That's why PicPay Empresas also helps you save on monthly fees and maintenance.

Learn all about PicPay Empresas in the article below!

What is PicPay Empresas and how does it work?

PicPay Empresas is a payment application. In it you can charge your customers without the need for a machine. In addition, your customers can also pay directly through the PicPay digital wallet and even earn cashback with it. 

During the pandemic period, PicPay Empresas was a great solution. Mainly because it is a completely contactless form of payment and also allows you to receive payments from a distance.

Rates are a little different. That's because as you don't need a machine, you can have a certain economy. Fees depend on the time to receive the money. In this sense, the rates are between 2.99% if you choose to receive in 1 day and 1.18% if you choose to receive in 80 days. Likewise, it is also possible to offer installment payments to your customers. However, there is a fee for the seller and interest for the buyer.

When making the sale, it is also very practical. First, your customer needs to download the PicPay app. There he can make the payment with the digital wallet and also with the credit card. Then PicPay confirms the transaction, and after this step the seller receives the money on the selected day. 

Another important factor is the use of the QR Code. With PicPay Empresas, all your payments can be made using a QR Code. To do this, just access the application and generate the image. Thus, your customer can access his application and make the payment normally.

Using the QR Code, it is also possible to pay for the balance in the digital wallet and using the credit card. In addition, if your store is physical, it is also possible to make the QR Code available directly on a plaque. Leave it in the cashier area, so your customers will know you accept PicPay.

Is PicPay safe?

Is PicPay safe? Click here to understand how this popular digital wallet works and find out why you can use it with peace of mind.

What are the advantages of PicPay Empresas?

One of the initial advantages of the application is that in the first 30 days you do not pay any fees. In addition, PicPay Empresas is a safe, fast and contactless way to make your sales. It also offers more convenience for its customers, who will be able to choose whether they want to pay by digital wallet or by credit card.

Additionally, PicPay offers the possibility of interest-free installments for its buyers. For this, it is only necessary to configure the app. There you choose the amount of interest-free installments and absorb the installment fee. That way, the money is deducted directly from the sale. Despite being a cost, offering installments is very important for many customers. See the cost of each installment:

  • 2 times – 5,57%
  • 3 times – 7,47%
  • 4 times – 9,39%
  • 5 times – 11,34%
  • 6 times – 13,30%
  • 7 times – 15,29%
  • 8 times – 17,31%
  • 9 times – 19,34%
  • 10 times – 21,40%
  • 11 times – 23,47%
  • 12 times – 25,57%

Finally, PicPay Empresas was designed for different types of companies. Check out the special functions for each of them:

Individual Microentrepreneur

If you are an individual micro-entrepreneur and are just at the beginning of your journey, PicPay Empresas can be a good solution. With it you can sell both on credit and debit, without needing a machine.

In addition to being able to monitor all your sales directly through the application. In that sense, the values fall into your account on the selected day, and there is no withdrawal fee. To get started, you only need to provide your CNPJ and an address.

Small business

For small businesses the business app can be a differentiator. And also a chance to win even more customers, especially those who pay by cell phone. Here you can also monitor your sales on the PicPay Lojistas website. Finally, to register, provide the CNPJ and the address of the establishment.

Big companies

Big companies nowadays need to have some online 100% payment option. Due to the large number of customers, some always prefer to pay by cell phone. Therefore, PicPay Empresas is a good alternative. Mainly because of low credit rates. Provide your CNPJ and an address to register.

What is the difference between PicPay and PicPay Empresas?

Ademais, o PicPay Empresas foi pensado especialmente para o seu negócio. Fonte: Pexels.
Furthermore, PicPay Empresas was designed especially for your business. Source: Pexels.

The PicPay application is made for individuals, that is, its customers. PicPay Empresas, on the other hand, is designed exclusively for businesses and their needs. However, it is important to remember that the two versions go hand in hand. That's because PicPay is used to make payments on the business app. That's where your customers will be able to pay by digital wallet and also by credit card.

What is the fee for PicPay Empresas?

PicPay Empresas fees refer to the use of credit. That way, it depends on two factors: if your customer decides to pay in one lump sum or in installments and also how long you want to receive your money. In terms of receiving the money, the rate can vary. Check the rates and their respective days:

  • 1 day – 2,99%
  • 15 days – 2,51%
  • 30 days – 1,99%
  • 45 days – 1,75%
  • 60 days – 1,51%
  • 75 days – 1,26%
  • 80 days – 1,18%

How to register: step by step

To register for PicPay Empresas is very simple. First, make a quick registration on the site, with only basic information. Second, PicPay will analyze your data. After the analysis, just start using your application and make your sales!

Therefore, if you liked PicPay services and want to know more about it, see how to apply for your PicPay card in the article recommended below.

How to apply for the PicPay card

The PicPay card has benefits for its customers, the main one being the practicality and ease of ordering yours online. See how!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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