Are you looking for a good credit card, but are you in doubt as to which is the best Banco Pan card for you?

Having a credit card nowadays is fundamental to carry out our purchases. And financial institutions like Banco Pan make an effort to offer the public several credit card options.

Thus, people are more likely to find the best Banco Pan card for their financial life.

Therefore, if you are in doubt which of the credit cards to choose from this bank, stay with us as we show you the main characteristics of each one of them. Check out!

In summary, Banco Pan offers its public 4 credit card options. From all of them, you can access several special benefits that help in everyday life.

Below, we list all the cards of this bank with their main characteristics, advantages and disadvantages for you to know better.

The Banco Pan Zero Anuidade card is the simplest option offered by the bank, which has a totally free annuity as its main differential.

One of its positive points is that it has its own application to manage the card and its invoices. In addition, this card gives you access to the Pan benefits club, where you can access discounts at partner stores.

However, despite being a basic option, this card still requires a minimum income to be proven, an item that we do not find in other cards similar to this one.

The Banco Pan Internacional card option allows you to access the Pan Mais points program. Thus, with each purchase you win and can exchange the points for various rewards.

In addition, this card counts as a positive point the cashback on your invoice, where you can get part of your purchases back.

However, the fact that it has an annual fee may be a small disadvantage of this card. But, here it is important to know that it is possible to receive discounts of up to 100% in the value of your annuity.

The discount, which is called Use More and Pay Less, is offered based on the amount of spending done on your card. Thus, to have the free annual fee, you need to spend around R$ 1,800.00 on this card model.

The Gold card can be considered the best Banco Pan card for those who want to access more points in the program. With it, it is possible to earn 1.2 points for every dollar spent on the card.

In addition, it has the same advantages as the previous option. Therefore, you can access the cashback on your invoice and the discount on your annuity.

However, here it is necessary to pay attention because the range of expenses to obtain the free annuity is R$ 3,000.00.

Finally, in our list of the best Banco Pan cards, we have the Platinum version of the credit cards. From there, you can accumulate 1.5 points for every dollar you spend through the Pan Mais program.

In addition, it is possible to access the special offers club of the bank's partner stores and, thus, save on your purchases.

To be entitled to the free annual fee, you must spend more than R$ 5,000.00 on your credit card.

Now that you know more about each of the cards that the bank offers, the time has come to know how to choose the best Banco Pan card for you.

Therefore, to make a good choice, it is necessary that you first analyze your lifestyle and thus see which of the cards you could apply for.

Also, when doing this analysis, you can think about the benefits you want to access with the new credit card.

You might, for example, decide that having an international card is a good idea. After all, even if it has an annuity, it is still possible to access interesting advantages, such as the points and cashback program.

Now, for those who have a higher salary and would like to accumulate even more points, the Platinum or Gold version can be good options, as it can offer more points.

Finally, for those who want a simple credit card to use for everyday purchases, they can opt for the basic version and thus access a card with no annual fee.

In short, choosing the best Banco Pan card for you will depend a lot on your lifestyle and the benefits you would like to access.

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