Can anyone with a dirty name get a Pan card? After all, the Pan credit card offers several benefits to its users, such as annual fee discounts and a rewards program.

But, when negative, we may be more afraid to apply for a card and other financial services, since most institutions have strict requirements regarding hiring them.

However, first of all, for you to know if someone with a dirty name can get a Pan card, you need to know more about this card and how it performs the credit analysis of its users.

Only then will you know if you have a chance of being approved when applying for your Pan credit card. So, to know this, just continue reading below!

In summary, the initial PAN credit card limit can vary greatly. This happens because to define this value, the salary that the user earns and his credit analysis is used as a reference.

In this way, a person who receives the amount of one minimum wage per month can access, as an initial limit, the approximate amount of R$2,000.00. Therefore, Banco Pan is able to offer, on average, a limit of up to 2x the value of your salary

Here, it is important to point out that this value can be higher or lower according to the criteria that the bank uses when releasing the credit.

First of all, we all know that when applying for any credit card, banks or financial institutions carry out a good analysis of our credit profile. And Banco Pan is no different.

Thus, this credit analysis seeks to understand how the user behaves with their cards. So, the bank searches for your payment history, your current income, your Serasa score and if you have open debts.

Thus, all this information will tell you if you are a good payer and if you will be able to afford the purchases made on your credit card.

From there, the bank can define whether or not it will approve your request, and what your credit card limit will be.

As much as Banco Pan, like the others, performs a rigorous credit analysis, it manages to accept those with a dirty name and approve their request to make a credit card.

This way, you can access several advantages, such as discounts on the annuity, interest rates up to 4x lower than other credit cards and access to the card's discount and rewards program.

Therefore, if you have a dirty name, but want to apply for a Pan credit card, you can follow the request to receive it at your home!

For this, you can check the content below that shows in detail the step by step for you to make this request and thus enjoy this card!