card machines

Card machines that pay on time

Are you starting your business and looking for a machine that pays on time? In today's article, we'll show you some examples. Read more and discover the ideal one for you!

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Find out how to receive your money from the machine on time!

Saiba como receber seu dinheiro da maquininha na hora! Fonte: Pexels
Learn how to receive your money from the machine on time! Source: Pexels

With the advancement of credit cards, it is increasingly common for people not to use cash. In addition, there is also the issue of security itself. Since walking around with large amounts of money is not a very safe practice. For this reason, it has become essential that establishments accept cards as a form of payment. But do you know how it works to get paid? In today's article, we'll show you which card machines pay on time. Continue reading and see!

Everything you need to know about PIX

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What are the card machines that pay on time?

In short, most machines take up to 30 days to deposit money for sellers. Therefore, card machines that pay on time end up charging fees for this anticipation. However, receiving the money at the time of purchase gives a certain security. That is, it guarantees that the purchase price will come to you. In this sense, we have gathered three options for card machines. Check it out:

Harvest Pay

A SafraPay é uma ótima opção de máquina de cartão. Fonte: SafraPay
SafraPay is a great card machine option. Source: SafraPay

With SafraPay, you can hire your card machine and still receive cash on time. By the way, all this in a simple and safe way. See the details of the Safra Pay machines:

SafraPay Pro

At first, the machine has a high speed and NFC payment, that is by approximation. Plus, the battery is built to last so you don't have to worry all the time. In addition, SafraPay Pro has a coil with 3G + Wifi, that is, it has a paper receipt. However, it is also possible to send the receipt via SMS. Moreover, it also accepts Pix, with payment by QR Code.

SafraPay Smart

Safra Pay Smart has very similar features, check out:

  • 4G + WiFi
  • Portable computer
  • High speed
  • approximation payment
  • High battery life
  • Paper receipt and SMS
  • Pix accepted

SafraPay Slim

Therefore, Safra Pay Slim is the most cost-effective machine. That's because it offers quality service at a low price. See the features:

  • High speed
  • approximation payment
  • Proof by SMS
  • accept PIX
  • WiFi connection

SafraPay Mini

Finally, the Mini option is also a card machine that pays instantly. In addition, it is ideal for those who are starting their business. That's because it's the cheapest and most compact option.

  • Bluetooth connection with cell phone
  • Application
  • approximation payment
  • Proof by SMS
  • Pix accepted
debit rateIn the hour 1,98% in up to 1 day 1,48%
upfront credit rateOn time 3,79% in up to 1 day 3,45%
Installment credit rateOn time in up to 2x 8,40% in up to 1 day 4,03%
Additional per installment1%
Benefits Easy advance creditNo need to buy the machine

Mercado Pago

O MercadoPago possui algumas opções para receber o dinheiro na hora. Fonte: Mercado Pago
MercadoPago has some options to receive the money on the spot. Source: Mercado Pago

In principle, Mercado Pago is a great option for a card machine that pays instantly. This is because if you already sell through the platform, it is still linked to your account. Therefore, through the account you can make transfers, pay bills and even make investments. Furthermore, a great advantage of Mercado Pago is access to business management tools. That is, you can organize your sales even better. See below the types of machines available:

Point Mini NFC 1

  • 12x of 0.96 or bill: R$11.50
  • Connected with cell phone via bluetooth
  • Debit, credit and PIX
  • 3 years warranty
  • free shipping
  • 10 hours of battery
  • Proof by SMS and email

Point Mini Chip

  • 12x of R$11.90 or bill: R$142.80
  • Connected with cell phone via bluetooth
  • Debit, credit and PIX
  • 3 years warranty
  • free shipping
  • 8 hours of battery
  • Proof by SMS 

Point Pro 2

  • 12x of R$24.90 or bill: R$298.80
  • Connected with cell phone via bluetooth
  • Debit, credit and PIX
  • 3 years warranty
  • free shipping
  • 24 hours of battery
  • Proof by SMS and email and printed

point smart

  • 12x of R$39.90 or bill: R$478.80
  • Connected with cell phone via bluetooth
  • Debit, credit and PIX
  • 3 years warranty
  • free shipping
  • 72 hours of battery
  • Proof by SMS and email and printed
debit rate1,99%
upfront credit rateOn time4,74%
In 14 days 3,79%
In 30 days 3,03%
Installment credit rateUp to 2x: 4,59%
Additional per installment1,38%
Benefits It is possible to associate the machine to the Mercado Pago accountBusiness management tools

PagSeguro

Conheça todas as maquininhas do PagSeguro. Fonte: PagSeguro
Get to know all the PagSeguro machines. Source: PagSeguro

In short, PagSeguro is very similar to Mercado Pago. This is because it is also a platform that many shopkeepers use. As such, it offers unique benefits. For example, for the first 30 days the fee for debit and credit is 0%. After that period, fees can be adjusted and customizable. In addition, PagSeguro also offers the free PJ account.

mini NFC

  • 12x of R$ 4.90 or in cash for: R$ 58.80
  • 0% fee if you spend up to R$1500
  • no rent
  • approximation payment
  • Payment in up to 18 installments

Moderninha Pro

  • 12x of R$ 24.90 or in cash for: R$ 298.80
  • free reels
  • QR Code payments for 0.99%
  • approximation payment
  • Payment in up to 18 installments

Moderninha Plus

  • 12x of R$ 12.90 or in cash for: R$ 154.80
  • 0% fee if you spend up to R$1500
  • QR Code payments for 0.99%
  • approximation payment
  • Payment in up to 18 installments

By the way, Moderninha Plus is a great option for those who have several employees. That's because it can be shared with 6 more professionals. In other words, in beauty salons or tattoo parlors, your employees can receive money directly to their account.

Finally, there are good card machine options that pay on time. So just decide what works best for your business. Whether with printed receipt, or by SMS. Or something linked to a sales platform, it depends a lot on how your business works. In this other article, we show you 5 more card machine options in 2022. Access and check it out!

5 card machine options in 2022

See the best card machine options!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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