Well, the Havan card is an exclusive product for customers of the retail giant and is a good option for those who usually make their purchases there. Today, you will learn about its main features, as well as advantages and disadvantages through our Havan card review.

It basically works like a credit card, even without a credit card, and offers benefits that make it essential for those who shop at Havan frequently. Are you interested? So, check out the table below and continue reading to find out everything about this product!

Firstly, Havan is one of the main department stores operating in the country. Created in 1986 in Santa Catarina, it now has more than 165 stores spread across several Brazilian states, in addition to offering thousands of products through its official website. 

So, in order to retain its customers with exclusive benefits and ease of paying in installments for their purchases, the Havan card was created. It is a credit product for the company's own use, that is, it does not have a brand and is only accepted at Havan for the purchase of products ranging from clothing to electronics. 

Therefore, continue reading our Havan card review to learn about all the features of this product and evaluate whether it is a good option to improve your financial life! Let's go?

Well, the main positive feature of the Havan card is that it does not charge any annual fees. This way, you don't have to worry about this monthly fee and can use the money you save in another way. 

Its coverage is nationwide, and you can only use it in physical stores or on the Havan website to make your purchases.

So, we couldn't help but mention the costs in our Havan card review. And, in addition to not charging an annual fee, this product does not charge a membership fee. Incredible, isn't it?

As it is an unbranded card, there is also no maintenance fee charged, and you don't need to pay anything to get yours. But keep an eye out! You are not exempt from interest and fines due to late payment of invoices. So, when making your purchases at Havan using the card, make sure that the monthly installment amount fits into your budget. 

Our Havan card review wouldn't be complete if we didn't talk about the brand and the benefits it provides, right? So, the Havan card is a financial credit product that is not linked to any brand. This is because it was created for exclusive use in the retail chain's stores. Therefore, you cannot use it in another establishment. 

But that doesn't mean it doesn't offer attractive benefits for Havan customers. In addition to not having to pay any membership fees or annual fees, you can also request an additional card for a family dependent, and you also have access to promotions that are only available to those who have the card.

So, one of the main benefits of the Havan card is precisely the exemption from annual fees and maintenance fees. This way, you pay nothing to have yours and can enjoy all the advantages that this product offers.

For example, with your first purchase, Havan gives you up to 40 days to start paying. Additionally, you have the option of making several purchases within the month and paying for everything on a single date. And, Havan also offers you the flexibility to choose which due date is best for you between the 1st, 5th, 8th, 10th, 13th, 15th, 20th, 25th and 28th. 

With the Havan card, you have access to offers and discounts on thousands of products from the most diverse market segments. And, with payment made easy through an installment payment of up to 10 interest-free installments with no down payment. 

Furthermore, you also have an exclusive application to manage your card. With it, you make your daily life even easier and you can consult all the features available to you from the comfort of your home.

Well, when we evaluate a product, we can't just talk about the advantages, can we? It is also necessary to highlight the negative points so that you can think about the pros and cons before hiring. So, check out our Havan card review to see what the negative aspects of the card are.

First of all, it is a product that greatly restricts your purchasing power. As it is for exclusive use in Havan stores, it does not have any flag, and you cannot use it in other establishments. In this sense, there are already cards from competing stores that offer the same benefits and also offer the brand.

So, Havan has its own application that can be used to make purchases, in addition to managing all the features of your card in the palm of your hand. So, all you have to do is access the App Store or Google Play online stores and download the Havan app completely free of charge.

Furthermore, through the app you can check your statement, pay your invoices, make purchases, track your orders and much more! In fact, through the app you have access to Havan service centers and can also find the store closest to you!

Finally, we couldn't finish our Havan card review without telling you what you need to do to order yours. The process is simple and can be done in two ways. Find out what they are below and order yours now to enjoy all the benefits!

Firstly, you can request your Havan card through the app. Just download it through the App Store or Google Play and click on the “request card” button. Then, you need to fill out a form with your personal data, in addition to informing your monthly income.

But, if you prefer, you can also request your card in person at any of the 165 Havan stores spread across Brazil. Just show up with your personal documents and inform the attendant that you are looking for the card.

It is important to highlight that some conditions are required to make the request, such as being over 18 years old, having at least 3 months of signed work and not having any restrictions on your name with credit protection agencies.

Furthermore, every order undergoes a credit analysis that will determine whether the card is available to you, in addition to defining your purchase limit.

Furthermore, if you have any questions about the step-by-step application process, you can contact Havan on 47 3251 5000.

And, if you are interested in this product and want to know the request process in more detail, don't waste time and check out the recommended content below!