Financial education

How to clear name Serasa?

Did you know that it is possible to clear the name with just R$ 100 in some situations? And that Serasa gets better payment terms for you? Read this post and learn how to clear your name through the platform with up to 99% off.

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Check out how to get up to 99% off debt at Serasa Limpa Nome

Veja como limpar nome Serasa. Fonte: Serasa.
See how to clear Serasa name. Source: Serasa.

If you are among the people whose name was denied, know that it is possible to clear your name with Serasa. It is a platform, belonging to Serasa Experian, which acts as an intermediary in the contact between the debtor and the institutions.

With it, it is possible to regain credit in the market, with better conditions, practicality and speed, through the internet. That's right, you can safely negotiate with institutions from different segments that at some point have negatived your name.

How to get points in Score Turbo Serasa?

See here how to get points in the Serasa Turbo Score and increase your chances of obtaining credit in the market.

Many consumers are still unaware of the possibility of clearing their Serasa name. Therefore, in this post we will show you how to get up to 99% discount through the website to pay off your debts and improve your financial health.

So, read on and check it out!

What are the benefits of clearing the name?

Every consumer who has already enjoyed a clean name, with so many possibilities, therefore knows how advantageous it is.

But, to refresh your memory and encourage you to start clearing your name right now, we've listed some advantages below.

  • Possibility of credit: after having the name cleared, the customer can get credit again in the market;
  • Shopping: one of the biggest benefits is going back to making purchases in installments, with lower interest rates and easier payment;
  • Healthy financial life: more peace of mind in knowing that your bills are up to date and less daily stress;
  • Productivity: It is proven that someone worried about debts produces less. Thus, discharge brings improvements even in your work.

Get to know Serasa Limpa Nome

Check here how Serasa Limpa Nome works in detail and take advantage of the offers to settle your debts.

What is Serasa? 

Afinal, o que é Serasa? Fonte: Serasa.
After all, what is Serasa? Source: Serasa.

As mentioned briefly above, Serasa is a credit protection agency, as well as the SPC and SCPC. It is therefore a private company that, through a database, controls the financial information of the Brazilian population.

Therefore, it is in this body that companies request the negation of the name of defaulting consumers.

Thus, when another company consults to assign a credit, a purchase or any other action, it will understand that that customer has debts that have not been paid.

This service aims to ensure that payments are made on time. With registration and negation, if a customer is not punctual, other companies will then be able to become aware of it and thus avoid a new debt through credit analysis.

At Serasa, it is also possible to consult the score, that is, the score given to the customer's name, from 0 to 1000, which indicates the percentage of chances of him paying off his debts on time.

So, the closer to 1000, the better payer he is considered according to his history.

How to clear the name with 100 reais?

We know how many difficulties are faced by those consumers who have their names included in credit protection companies, such as SPC and Serasa.

Therefore, the difficulty in getting credit, buying again and the low score are some of the reasons that increase the desire to clear the name.

But this task is not as simple as it seems. This is because with the delay in the debt, the value doubles and in some cases even triples with the application of interest.

There are also institutions that do not facilitate an installment agreement, so it becomes increasingly impossible to recover the name.

In the midst of so many difficulties, it seems impossible to clear your name with Serasa for just R$ 100, doesn't it? That's where we are wrong. It is possible to recover your financial health and get credits again with this minimum payment amount.

How to negotiate debt for up to R$100 in Serasa Limpa Nome?

Veja como negociar sua dívida. Fonte: Adobe Stock.
See how to negotiate your debt. Source: Adobe Stock.

Through Serasa Limpa Nome, indebted consumers can settle their debts with just R$ 100. This is because it is possible to negotiate their debts with up to 99% discount.

To do so, simply access the official website or the Serasa Limpa Nome application and register. Then, view the offers and select the one that offers the discount to pay off the debt with R$ 100.

Then, inform the desired payment method and print or download the slip to pay. Did you see how easy it is to clear your name with Serasa's help? So, don't waste time and take advantage of the offers.

How to clear urgent name?

If you're looking to clear your name, know that you're not alone. Millions of Brazilians at some point stopped bearing debts and then ended up with a dirty name.

But, the good news is that there are currently numerous ways to get your name clean again. Because we know that it is only possible to buy again when the name is outside the credit protections.

However, how to do it when a credit, financing or purchase is just waiting for this step? How to clear urgent name? See our tips for resolving this below.

Consult your CPF

The first step is to become aware of all debts and their updated values. That's because some people are unaware of the value and some don't even know they are negative. 

Then, access Serasa Consumer, or another website that allows consultation. To do this, make your registration or login if you are already registered and see the situation of your CPF. 

You will then be able to check the trading options available. So choose the best one for you and accept its conditions and payment methods.

Generate the ticket and make the payment

So, having chosen the negotiation, it's time to issue the slip and make the payment. Remember that the bill payment has a period of up to 48 hours to appear in the system, so stay tuned and wait for your name to be unlinked from the negative system.

It is worth remembering that if you do not have the entire debt amount, you can then look for loans that help you clear your name and, thus, pay less interest and have a longer term.

How to clear name on Serasa for free?

É possível limpar o nome na Serasa de graça? Fonte: Pexels.
Is it possible to clear the name on Serasa for free? Source: Pexels.

The biggest difficulty when clearing Serasa's name is undoubtedly money. Many consumers previously did not have enough earnings to pay monthly fixed bills and negotiate old debts that led their name to negative. So how to solve these cases?

Rest assured, there is the possibility of clearing your name at Serasa almost free of charge. That's right, after all, clearing your name doesn't need and shouldn't be a complicated and scary process.

Serasa Limpa Nome is a program that allows the negotiation of active debts registered in the consumer's CPF via the internet in just a few clicks, with up to 99% discount.

While commercial associations and other companies charge to carry out the consultation and present the debts to be negotiated, Serasa performs this service free of charge.

Thus, your expenses will only be with the overdue contract, still receiving the platform discount.

Step by step to clear name Serasa

We arrived at a long-awaited part: the step-by-step to clear Serasa name. This is because many people still have difficulty in the process and some are afraid of carrying out financial procedures over the internet and becoming victims of scams.

It is important to note that you need to be aware of the access site, page directions, to ensure that you do the correct procedure and with the secure site. Let's go step by step.

By the computer

The process to clear your name through the computer is easy and fast, see the step by step below.

  • Access the Serasa Limpa Nome website;
  • Register or login with your data;
  • See the offers and choose the ones you want to pay off;
  • Issue the payment slip for the agreed amount;
  • Make the payment through internet banking, bank branches or lottery outlets;
  • Wait for the company to drop it.

You will receive via email a proof of negotiation, which will contain the date of payment and the agreed amount. Thus, it is assured with the company from which the debt originated.

by cell phone

Maybe you don't know it yet, but it's possible to perform this procedure through your cell phone. To do so, follow the process indicated below.

  • Download the Serasa app from the app stores;
  • Register or login;
  • Check the debts in your name;
  • Evaluate the available offers;
  • Choose one that you like and accept its terms and conditions;
  • Generate the payment slip;
  • Pay, receive the proof via email and wait until the write-off is given.

Ready. Small steps that will ensure that you have a clean name again and the countless financial possibilities that we mentioned above.

How does the Serasa Clean Name Fair work?

In addition to the possibilities for clearing your Serasa name already taught here, which are practical and offer up to 90% off your debts, there is the Serasa Clean Name Fair. 

Even though it is possible to negotiate every day, during the fair, unique and even greater opportunities are offered to consumers.

On occasion, companies become partners to participate and offer greater discounts and because they are unique, they are not always available in all cities.

The difference is that during the Feirão period and partnerships between companies, discounts reach up to 90%. In addition, you can pay the debt in up to 24 interest-free installments. Making negotiation much more attractive and easier. Interesting, isn't it?

It is worth checking out and participating, as opportunities such as those offered within the Feirão are not found every day. Thus, your name is cleared easier and faster.  

In this content we can conclude that it is important to clear the name and ensure financial health, possibility of purchase and credit and even improve emotional health and productivity.

For this, there is the Serasa website, which helps you to negotiate quickly, safely and free of charge with the company you need without leaving home, using your computer or your cell phone.

In addition to this service, Serasa also offers loans and credit cards with excellent benefits through partners. If you want to know how it works, just access the recommended content below.

How does Serasa eCred work?

Check here how the credit services that Serasa offers to customers work.

About the author  /  Heloisa Trindade

I'm Heloisa Trindade, journalist at DRT 1424/MS in Campo Grande, graduate in publicity and advertising at Estácio de Campo Grande, editor and content producer for 4 years. My passion for reading and writing came since I was a child, influenced by my mother. In the midst of a financial crisis, I discovered that I could use my passion to generate income and that's when I started my first blogs. My goal is to always deliver true, quality content and information to our readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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