Construction Credit

Itaú Construshop loan: what it is and how it works

Get to know Itaú Construshop. The ideal line of credit for anyone looking to build, renovate or decorate their property. That's because you can pay up to R$ 300 thousand in up to 54 months with an interest rate of up to 6,01% per month. Learn more here!

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Construshop: interest rate of up to 6.01% per month

Itaú Construshop. Fonte: Banco Itaú.
Itaú Construshop. Source: Banco Itaú.

First, Itaú is the largest Brazilian bank today and one of the most well-known and reliable financial institutions in the country.

In addition, one of his main values is “stimulating people's power of transformation”.

In view of this, a line of credit was created for those who need to build, renovate or decorate their property or even a commercial establishment.

Therefore, it is a line of credit in card format. That is, after your proposal is approved, you receive a debit card that has the contracted credit limit value.

So, do you want to know more about Itaú Construshop? Read on!

Itaú Construshop
Minimum IncomeOn request
Interest rateFrom 3 to 6,01% per month
Deadline to payFrom 2 to 54 months
release periodAfter credit analysis
loan amountUp to R$ 300 thousand
Do you accept negatives?No
Benefitslow interest rates
Purchase of building materials, decoration and furniture
From 3 to 6 months to start paying off the loan
Direct debit
But, after all, what are the characteristics of credit?

How to apply for Itaú Construshop

If you want to build, renovate or decorate your property, Itaú Construshop may be the ideal line of credit for you! Check here how to apply.

Itaú Construshop Advantages

Vantagens Itaú Construshop. Fonte: Pexels.
Advantages Itaú Construshop. Source: Pexels.

Well, with Itaú Construshop, in addition to buying the materials you need to build or renovate your property, you can also buy decorative objects and even furniture, which makes Itaú Construshop an attractive and differentiated proposition.

Furthermore, interest is only charged on the amount used, and if you don't use the entire card limit, that amount goes back to your credit line.

In addition, the term for payment of the financing installments ranges from 2 to 54 months, and they are debited directly from your checking account.

Itaú also offers a monthly statement in which you can monitor the balance of the card, as well as the installments due and the purchases that have been made.

In addition, the card has the Mastercard Debit flag and is accepted in more than 148,000 stores across the country.

Main characteristics of Itaú Construshop

Initially, Itaú Construshop is a line of credit in card format to facilitate the construction, renovation or decoration of your property.

To contract this service, you need to have a current account at Itaú and a pre-approved limit. The payment term is up to 54 months and the amount of the installments depends on the amount that was approved in the loan application.

Who the loan is for

Afinal, quem pode solicitar o crédito? Fonte: Pexels.
After all, who can apply for credit? Source: Pexels.

Thus, Itaú Construshop is recommended for Itaú bank account holders who wish to build, renovate or decorate their property. As well as the customer who needs a longer payment period and wants to escape the high interest rates of a personal loan.

Do you want to know more about Itaú Construshop? Then read our recommended content.

Get to know Itaú Construshop

Do you want to build, renovate or decorate your property to make it the way you always dreamed? Get to know Itaú Construshop and make your dream a reality!

About the author  /  Aline Barbosa

Writer and producer of content for various subjects, she is passionate about writing and the new. Always in search of knowledge, it aims to transmit what it has learned in a light and uncomplicated way.

Reviewed by  /  Junior Aguiar

Senior Editor

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