Before we show you what you need to do to earn money on PicPay for free, do you know what it is and how the app works? Well, PicPay is a fintech created in 2012 with the aim of integrating financial solutions with social networks. This is because in addition to functioning as a digital wallet, you can interact with other users within the application itself.

Thus, you control your finances through a single app, in a practical way and without bureaucracy, in the comfort of your home. PicPay's goal, according to the fintech itself, is to make your life easier and offer benefits that go beyond traditional banks. 

So, let's talk about one of those benefits, which can help you earn PicPay money for free with almost no effort. Let's go?

Well, in a financial market taken over by banks and digital wallets, what does a fintech need to do to stand out among the rest? Offer exclusive benefits to customers, without any catches or hidden clauses! Thus, it is in this sense that PicPay stands out.

Want to know how? So, keep reading and find out what are the 4 ways to earn money on PicPay for free!

Undoubtedly, this is the most popular and also the most effective way to earn money with PicPay. To secure your reward, simply access the “settings” tab, then click on “promotions” and then “invite your friends”. So, you copy your code and send it to people who don't have a PicPay account yet and have the same DDD as you.

Thus, for each friend who uses your promotional code before making the first payment using the credit card registered in the app, both you and he receive R$10 directly in the digital wallet account.

So, nowadays there are still a lot of banks and fintechs that charge fees for certain types of transactions. But with PicPay, you don't have to worry about them! 

In this sense, transfers via DOC or TED are free and unlimited. So, you don't pay any fees when using these services and this way you save a little money at the end of the month.

Well, often in meetings between friends, one person is in charge of paying for the food or drink and then the values are divided among everyone. The problem is that someone always forgets to pay and whoever made the purchase ends up losing money.

However, with PicPay, your friends can transfer the amount directly to your account quickly and without paying anything extra for it! 

Certainly one of the most attractive options in the app to earn money on PicPay for free is by paying with a credit card, which offers you many advantages.

That's because in addition to providing payment for consumption bills, such as water, electricity, telephone and derivatives, PicPay also returns part of the money spent in the form of cashback. 

Therefore, it is worth keeping an eye on what are the current promotions and carefully reading the regulation to participate. Thus, you guarantee from 5% to 50% of cashback on purchases and payments made with the registered credit card and you can enjoy the amount received in several different ways. 

First of all, PicPay works as a digital wallet. So, registering a personal credit card or adding money through bank transfer or payment via boleto, you have access to various services for free in the palm of your hand.

In this sense, you can make payments, transfer money, buy credits for services such as iFood and Netflix, recharge your cell phone and much more. In addition, PicPay is accepted in more than 3 million establishments and you can find out which ones are through the application itself in the “locations” option. 

In addition, you pay nothing to open your account and PicPay does not charge any maintenance fees for it. In addition, the app offers many advantages, such as rewards for referrals, as well as free debit and credit cards and cashback of up to 5% on purchases made with the registered credit card. All this in a simple, fast and bureaucratic way!

Well, now that you've learned how to earn money on PicPay for free, how about downloading the app and enjoying all its benefits? So, see what to do next.

First, you must download the app, which is available for free on the App Store or Google Play. Then click on “create my PicPay account” and enter your full name, cell phone number, CPF, date of birth, email and password for the account. Afterwards, you will receive an SMS with the confirmation code to ensure that only you will have access to the account. 

So, you create a username and then you are redirected to the main page of the application. To add a credit card to your account, just click on the “credit cards” option in the main menu and then on “add credit card”. So you can enter card details manually or take a picture of the plastic. You also need to provide your personal data, in addition to the card security code and the zip code of the billing address. 

Furthermore, you can also add money to your virtual wallet by clicking on “add money” in the main menu. So, just choose the amount you want to charge and carry out the transaction via bank slip or bank transfer. 

Well, did you like the tips about PicPay and want to know even more advantages that the application can offer you? So, don't waste time and check out the recommended content below!