The Simplic loan online is an interesting credit option for those who would like to access a low amount, but which will be credited to their account very quickly.

From it, in a matter of hours you receive what you borrowed and can use the money however you want!

In addition, due to its speed, the Simplic loan online is a great option for those who are going through an emergency and need extra money quickly.

But, that's not all this loan can offer you! In the following post, you will learn everything about Simplic and how to apply for the credit that this institution offers.

In summary, the Simplic loan online works the same as any other personal loan. However, as it is completely online, it is easier for you to request it.

That way, you don't even have to leave your house or call the institution to apply for your loan. Just access the website and simulate the amount of credit you would like to borrow and how many installments you can pay.

Thus, when doing this, Simplic will ask for your personal data to carry out a credit analysis and verify if it is possible to lend the desired amount. 

Namely, credit approval can be issued on the same day and, with that, you only need to sign the contract to formalize the loan and wait for the money to fall into your account.

Before applying for the loan, it is essential that you know the conditions that the financial institution applies to your loan.

First of all, you need to know the installment options that can be made with the Simplic loan online. Namely, the institution allows you to pay your loan in 3, 6, 9 or 12 months.

In addition, the institution offers a discount when anticipating the loan installments, causing the interest rate of each installment to decrease.

By the way, speaking of interest, the rate that the Simplic online loan applies to loans can vary depending on the day it was requested or contracted.

As a result, the financial institution discloses that the amount of interest charged on your loan can range from 15.80% to 17.90% per month.

In addition to these fees, there is also a fee of R$ 100.00 charged to register new users, which is necessary to take out the loan.

Knowing the maximum amount we can get in an online loan is essential to know if the institution can offer us the amount we need.

Therefore, from the Simplic online loan you can access a credit of, at most, R$ 3,500.00, and the minimum amount to be requested is R$ 500.00.

However, for you to be able to access these amounts, it is important to consider that you need to go through the institution's credit analysis, as it is the one who will say the amount you can borrow.

After knowing more about the Simplic loan online, you can always doubt whether this is really the best loan option for you.

To be sure, you need to analyze the advantages and disadvantages that this option can bring.

Namely, the Simplic loan online has great advantages that ensure that the loan is an easier option for the public to access credit! Next, we highlight 3 benefits that this institution offers.

One of the biggest advantages of the Simplic loan online is that it accepts people who have a bad name. That way, even if you are negative, you can access a loan online and quickly!

The Simplic loan also offers the benefit of being a super fast loan option. So, in just a few hours you can already have the money in your account and enjoy it however you want.

Finally, we must not forget that Simplic offers a completely online loan contracting process. So, you don't have to worry about leaving home or work to access credit.

Despite the good points, the Simplic loan online also has some disadvantages that you need to be aware of before applying for it.

Despite being an easier loan, we cannot deny that the maximum amount that can be released is very low compared to other personal loan options.

Another negative point is that the interest applied on the Simplic loan online also ends up being very high. This can make the amount of the loan installments compromise your monthly budget.

Finally, it is important to consider that loan interest rates can vary from day to day. In this way, you can end up taking out a loan that has a different interest rate than what was presented in the simulation.

In short, the Simplic online loan is an easier and less bureaucratic option for accessing credit that allows you to have the money in your account in a few hours.

Therefore, if you liked this option and want to apply for your Simplic loan, know that the process is very simple and only involves 4 steps, as you can see below:

To find out how this process happens in detail and with a complete step-by-step, just check the following post!