loans
WhatsApp loan BV: what is it and how to apply?
From WhatsApp, you can easily and conveniently apply for the BV loan in anticipation of the birthday withdrawal and thus access up to 10 years of your guarantee fund. Learn more below.
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Take out a FGTS loan through this channel
Have you ever thought about applying for a loan via WhatsApp BV? Know that it is possible to access the credit you need from this channel too!
Currently, WhatsApp is the most used chat application by Brazilians and manages to offer you a lot of security when sending messages.
Due to this, today it is being used by various financial institutions and banks to allow people to apply for loans and carry out various financial operations through the channels.
In this post, you will learn more about the BV bank WhatsApp loan and see how it works to apply for your credit through this channel!
What is WhatsApp loan BV?
First of all, it is important that you know what the WhatsApp BV loan is.
Therefore, the BV WhatsApp loan is nothing more than a digital channel that the bank offers and allows the public to apply for credit from it.
In this way, from a simple conversation between you and the bank, it is possible to access the credit you need and thus carry out the entire contracting process through this channel!
How does this loan work?
Namely, the BV bank works by offering about 4 different types of credit to the public. But, it only allows you to apply for the FGTS loan from that channel.
In summary, with this type of loan you can anticipate your birthday withdrawal by up to 10 years, allowing you to access today the total amount that you would have withdrawn in 10 years.
Thus, you can use this credit to carry out your main current projects without contracting a new debt, since from this credit you access money that is already yours and is in your guarantee fund.
Therefore, to access this credit from the BV bank WhatsApp, you need to know how the credit request works.
At first, it all starts when you contact the bank through their WhatsApp.
So, when you send a message, you chat directly with the bank's virtual attendant, who provides the first orientations about the loan.
That way, you can carry out the credit simulation and then continue hiring him through the same channel in a more practical and faster way.
What are the advantages of the WhatsApp BV loan?
In summary, the main advantage of taking out a loan through WhatsApp BV is the practicality of the operation.
Nowadays, many people use WhatsApp and are already used to the messaging application. Therefore, it is easy for people to apply for this loan.
In addition, the loan also becomes more accessible, especially for older people who are more used to using the messaging application than banking sites and applications.
Finally, the WhatsApp BV loan can also be a faster option than other channels, as the virtual service responds quickly to messages sent.
And what are the disadvantages?
Despite having great benefits, the loan by WhatsApp BV also has a big point to be desired.
Namely, the BV bank works with personal loans, with vehicle guarantee, payroll and the FGTS. However, you can only apply for the FGTS loan via WhatsApp.
And this loan is only offered to people who have a minimum balance of R$ 300.00 in their fund.
In this way, those who do not have this money in the guarantee fund cannot access the loan and also cannot apply for the other modalities via WhatsApp.
How to get the loan by WhatsApp BV?
So, the WhatsApp BV loan can be applied for in a very simple way.
First, you need to access the official FGTS loan page offered by the bank. To facilitate the process, we leave the page link for you right at the beginning of this article in a prominent way.
So, after entering the page, just click on the WhatsApp icon, which is next to the “Simulate now” button.
That way, with that done you will be redirected to your WhatsApp, where you will already have a text message ready to send. So, just click on the icon to send the message.
Now, just wait for the virtual attendant to return, who will show you what is possible to do through that channel. That way, just say that you want to apply for or simulate the FGTS loan to continue the conversation.
Namely, throughout the request, the attendant will guide you and inform you what needs to be done to complete each stage of the contract.
But if you prefer to talk to a bank staff attendant, you can ask for this change via WhatsApp. That way you can continue with your application and take out your loan via WhatsApp BV!
And in addition to this channel, Banco BV also allows you to access the loan offered by the company through its official website and applications.
Thus, you have more channels to apply for your credit online 100%, without leaving home!
Therefore, to learn more about these options and apply for your BV loan through other channels as well, just check the post below that shows you more details on how the request is made through other channels.
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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