Did you know that it is now possible to take out a loan via WhatsApp Banco do Brasil? Thus, from a simple conversation, you can simulate, consult the conditions of the service and take out the loan.

This novelty came to conquer the hearts of Brazilians who usually spend a lot of time in the messaging application. By allowing loan requests, Banco do Brasil became a pioneer in this financial service option!

In addition, it is possible to carry out other Banco do Brasil actions from WhatsApp. For him you can make Pix and even adjust your credit card limit.

Therefore, if you want to know how it is possible to safely apply for a loan via WhatsApp Banco do Brasil, just continue with us in this post! 

First of all, for you to be able to make a loan from a conversation, you need to save the bank number on your cell phone, which is (61) 4004 0001.

Thus, it will be possible to start a conversation with the bank's artificial intelligence to get more information about the loan and its request.

In summary, it is possible to carry out several actions from Banco do Brasil's WhatsApp. By contacting the number above, you will first talk to the bank robot. 

It will provide the main guidelines for any action you want to take through the messaging application.

But, often, when you have a very specific problem or question, it may be necessary for you to talk to a bank attendant to provide further guidance.

Therefore, even if the bank already offers several services that can be accessed automatically on WhatsApp, you also have the option of talking to an attendant.

To do this, just send a message with the text “I want to talk to an attendant” to the bank’s WhatsApp. By doing so, the bank will identify your phone number and send a code via your SMS.

So, when you receive it, just send the code to the bank during the conversation and soon after you will be attended by one of the bank's attendants.

Although the functionality of requesting a loan through WhatsApp Banco do Brasil is very interesting for account holders, it is important to be aware of possible scams that can be applied from it.

Nowadays, there are many scams involving the messaging app. Many of them are related to cloning your WhatsApp to borrow money from friends or family.

There are also those who pretend to be kidnapped or a friend asking for money. At this point, it's important to be very careful.

In the case of Banco do Brasil, scammers can try to impersonate the bank to get your data and thus hire financial services on your behalf. Therefore, it is important that you know how to protect yourself from fraudsters.

About this, the bank itself offers some guidelines. The first is that the bank does not make phone calls from the number 4004 0001. This is a receptive number, that is, it does not make calls.

Another point to consider is that the bank also does not make phone calls or send messages to release credit or any other functionality it has.

For this, it is always important that you know if you are actually talking to WhatsApp from Banco do Brasil. Therefore, when saving the number and starting a conversation, check that the phone number is really (61) 4004 0001.

After that, check if in the conversation there is a verified account icon next to the saved bank number or name. This indicates that you will actually be talking to Banco do Brasil.

And, in order not to fall into any other WhatsApp scam that does not involve the bank, it might be interesting for you to activate the two-step verification.

This is native messaging app functionality that adds a PIN when opening the app. Thus, it is only possible to access messages and conversations if the person knows your PIN number.

To carry out this verification, just go to your WhatsApp, open the settings and click on Account. Then click on Two-Step Confirmation.

So, all you have to do is enter your own 6-digit code and not share it with anyone. That way, you can be more protected!

Now that you've received all the guidelines to be able to talk to Banco do Brasil via WhatsApp safely, it's time to learn how to apply for a loan from the bank through this channel!

Therefore, all you have to do is save the Banco do Brasil number on your cell phone and carry out the verification processes to make sure you are talking to the bank.

With that done, just send a “Hi” and soon the bank's virtual intelligence will send you a message with the actions you can take through the channel.

Therefore, you just need to select the options related to the loan and follow the next guidelines requested!

And if you want to know in more detail how the entire Banco do Brasil loan application process works outside of WhatsApp too, just check out the content below!