If you work as a commissioned server, or know someone in this area, know that it is possible to take out a bank loan in this profession. In other words, there is a loan for commissioned employees.

This professional is known for being a temporary public position and has a very variable salary. This can make it difficult to take out credit from financial institutions.

But one way to get around this situation and get bank credit is to opt for a payroll loan. This way, it is easier for banks to release the loan!

To learn more about this type of credit and how it works for commissioned employees, just check out the text below! At the end, you can also see a list of 5 banks that make this loan for you!

Before we get to know the loan options for commissioned servers, it is important to understand in depth what this professional is.

Basically, a commissioned server is like a public servant. The difference is that he did not necessarily need to pass a public examination to have his position.

The commissioned servant generally receives his position from a competent authority that decides to appoint him to the role. Therefore, this position already has a fixed duration, being a temporary public job.

Also often, the commissioned employee's work is not fully effective, that is, it may not generate a bond with the organization that hired him.

The position of a commissioned server does not offer good stability. In addition to being a temporary job, your salary may also vary each month.

Despite this, anyone who acts as a commissioned server can indeed take out a loan. Some financial institutions offer this type of credit to these professionals.

To do this, the commissioned employee needs to be able to prove income that shows that he can pay the value of the loan installments. Furthermore, your payment terms and interest rates can vary greatly.

Therefore, it is interesting to carry out a credit simulation with the banks that offer loans to commissioned servers. This way, it is possible to know the value you can hire.

As the commissioner has a variable salary, it is difficult to say exactly how much this professional can borrow from financial institutions.

The value of the loan may depend on some variables, such as the type of credit modality and the amount that the commission agent can prove he receives.

An example that we can give to better illustrate this would be the payroll loan modality. In this model, the loan amount is automatically deducted from the commission employee's salaries or INSS benefits.

From there, it is possible to get a credit equivalent to up to 30% of your salary. In this way, the portion of the loan made cannot compromise more than 30% of the commissioner's income.

The best loan option for commissioned servers is the payroll loan. However, there are several financial institutions that offer this type of credit in Brazil.

To help you with your choice, we have separated the 5 best options below for you to make a safer selection. Check out!

Caixa is known for its easily accessible financial services, and payroll loans are no different. Therefore, it is possible to take out the loan without the need for a guarantor.

This way, credit becomes available faster, without the person having to go through a lot of bureaucracy. And those who receive their salary at Caixa can count on more advantages when taking out credit.

Banco BMG also offers payroll loans for commissioned employees. From there, it is possible to pay off the loan in up to 84 installments, in addition to not requesting any advance payment, offering more security for the commission agent.

Furthermore, it offers easy ways to simulate the loan value. With it, you can simulate from WhatsApp or phone and hire the service completely online!

Banrisul also offers a payroll loan for commissioned employees. This way, it is able to offer reduced rates and interest, in addition to giving you a longer period of time to pay off the loan.

To be able to carry out the Banrisul loan, the body where the commissioner works must have an agreement with the bank.

Banco Inter is known for being one of the largest digital banks in Brazil. This way, it can offer its users various financial services in a practical way and without bureaucracy.

With Banco Inter's payroll loan, it is possible to have a quick credit analysis carried out entirely online. When approved, you can also refer friends and earn R$150.00 if they sign a contract with Inter!

Finally, we have the option of a payroll loan for C6 Bank commissioned employees. With it, you can apply for your credit with excellent conditions.

To hire it, you need to contact a bank correspondent. To do this, C6 Bank offers a list of the correspondents that work with them to make it easier for you to choose!