Raising money is not always an easy task. Bills pile up and sometimes it is necessary to resort to lines of credit at banks. If you work or are a beneficiary of the INSS, that is, if you are an employee, this post is for you. Today we are going to show you 11 loan options for online employees. Continue reading and check it out!

There are several loan options for salaried employees online. In this sense, you can take out a personal loan or for those who are beneficiaries of the INSS or public servant, you still have the payroll loan. See all types now:

Lendico is now called Provu, and it is a great online loan option. Provu has personalized interest rates and payment in up to 36 installments. Customers who sign the contract up to 1 pm, have the money available on the same day in their account. In addition, they have rates starting at 1,99% am

Crefisa has a personal loan modality that is exclusive to retirees, pensioners and civil servants. This type of loan for salaried employees offers quick cash release and an online 100% process. However, for those who prefer to resolve in person: Crefisa has more than 1,000 service points throughout Brazil. So, it is also possible to carry out your personal loan simulation at one of the points.

Bom para Crédito is the first online credit platform in Brazil. Loan simulations can be done directly on the website, in a simple and fast way. Credit offers, i.e. values from financial institutions, are answered within 5 minutes. To calculate your loan, just send some information, such as CPF and Full Name.

Sim offers unsecured personal loans. Ideal for those who need quick money and without bureaucracy. You still have the possibility to pay the first installment in up to 45 days. A differential of Sim is that the entire process is carried out using Santander bank technology. From credit analysis to the payment of loan installments. So, it is a good option for those who are already account holders of this financial institution. Have a look at the details:

SuperSim is the bank with the fastest clearance. Money falls into the account within 30 minutes. The company offers a loan option with little bureaucracy and the process can be done online 100%. In addition, SuperSim has the highest approval rate on the market.

Creditas has two types of loan: with vehicle guarantee and with home guarantee. Both modalities have reduced interest rates, due to the guarantee. Therefore, it is a good option if you already have one of these assets. Rates start at 0.89% per month, depending on the credit analysis and the method you choose.

Banco Pan has two types of personal loans. The FGTS loan and the payroll loan. The FGTS loan allows you to anticipate your birthday withdrawal. The payroll, on the other hand, has special conditions and advantages such as lower interest rates and direct payroll deduction.

Agibank's personal loan was made for pensioners, retirees, military and civil servants. There is the option of payroll loans and also personal loans. The second is for employees who have already used the payroll deduction margin.

With quick release of credit, the bank has low interest rates and payroll deduction. Furthermore, in credit approval, Agibank does not consult the SPC or Serasa, which is the difficulty of many people.

The Condor loan is made especially for INSS retirees and pensioners. Being a very good option for those looking for low rates and more time to pay.

Condor has partnered with Cetelem to ensure your money is safe. In addition, you can apply for a loan 100% digitally via WhatsApp. In addition, you also have the option of ordering over the phone and even going to in-person stores. 

The Mercado Pago loan can only be requested by those who sell in Mercado Livre or Mercado Pago. In addition, it is necessary to meet the requirements, that is, it must have sold more than R$ 100.00 in a minimum period of two months, have a good reputation on the platform and a good financial history in the market.

If you meet these requirements, you can access the three types of credit offered: credit in fixed installments, credit by percentage of sales and express money. 

Each of them has its own characteristics and advantages. For example, with credit in fixed installments you can get up to R$ 500 thousand to pay in up to 24 months. Furthermore, there are no extra fees or administrative expenses. The process is 100% transparent and online.

Deu Crédito works as an intermediary platform for the offer of credit, that is, it unites creditors and customers. You can go straight to the website to simulate and apply for your loan. The system searches for the credit options that are available for your case according to the partners. Also, look for the lowest interest rates on the market.

Above all, this company's loan is payroll-deductible. That is, it is aimed at retirees, INSS pensioners and civil servants. In addition, in this type of credit, the installments are debited directly from the payroll or benefit. Therefore, interest rates are usually lower, as institutions already have a certain payment guarantee.

After these options, it was easy to decide which is the best loan for an online employee, right? To apply for these loans it is important to have good financial health. See the recommended article below on how to increase your Serasa score.