So, the Just loan or the Free loan are two credit options that are among the best on the market. This is because, if you are looking for money with quick release, low interest rates and values that reach up to R$35 thousand, they may be the alternative you need.

So, to learn a little more about the advantages and disadvantages of these loans, we have prepared this comparative text for you to make an analysis. Check out!

So, the Just loan is a totally online credit modality that seeks to offer innovative proposals to customers with low interest rates.

This is because they use a platform that analyzes the data and financial history of customers, in order to deliver the best loan proposal.

On the other hand, if you are negative, it may not be a good alternative, as the analysis will show that you may not be a good payer.

Furthermore, Just in partnership with Banco Votorantim offers a loan with interest rates starting at 1.70% per month, which can be paid in up to 24 installments and is released within 2 business days.

And, in addition, the value of this loan can reach up to R$35 thousand, that is, it is what you need to settle a debt, open a business or make a down payment on that apartment that you dream so much.

So, the Free loan, unlike Just, is the ideal credit modality for people who have a dirty name or low credit score.

This is because the financial institution does not consult with credit protection bodies, such as SPC and SERASA, and thus opens up space for a huge number of people to have access to credit.

In addition, to access the loan, you need to have a limit on your credit card, as this limit will act as a payment guarantee, hence the absence of consultation with the credit authorities.

This credit works in two ways. In the case of using the money to pay bank slips, you must present the slips that will be paid and the total sum must not exceed R$6 thousand, which, in turn, can be paid in up to 12 months using the card. If it is a bank transfer, you can use amounts between R$100 and R$6 thousand.

So, this loan is the ideal credit modality if you are negative and have a low credit score, but you need money quickly and safely.

So, there are several benefits related to applying for the Just loan, the first of which is the fact that you can request up to R$35 thousand with interest rates starting at 1.70% per month and pay in up to 24 installments with release of amounts in up to 2 days Useful.

And, in addition, the contracting process is 100% online, that is, you do not need to go personally to a financial institution to apply for the loan.

In addition, Just also has an extended period of 60 days for you to start paying off the loan, as well as a personalized credit analysis according to your financial profile.

Well, the Free loan also has several advantages for customers, the main one being the fact that it is an affordable loan for negatives and people with low scores.

This is because, as mentioned earlier, Livre does not consult with credit protection agencies, such as SPC and SERASA.

In addition, the loan application and contracting process is completely online and has the security and credibility that the institution offers.

And, in addition, you can have access to the amounts in up to 2 business days, as well as the loan amount will be the limit of your credit card or up to R$6 thousand in the case of bank slips, being able to pay in up to 12 installments with a direct discount on your credit card bill and low interest rates.

So, despite so many advantages, Just also has a disadvantage that can prevent many people from having access to credit.

This is because the biggest disadvantage of this loan is the credit analysis, as Banco Votorantim in partnership with Just performs an analysis of the customer's profile before credit approval, that is, for those with negative credit, it is not a good option.

Well, among the disadvantages of the Free loan, the fact that the credit amount will depend on the customer's credit card limit stands out.

That's because if your credit limit is low, your loan will likely be low as well.

And, in addition, depending on the amount you receive from the loan, the 12-month payment period can be considered a short period to pay it off in full.

So, before opting for this loan, make a calm analysis of other options on the market, to find out if it is the best option for you.

So, the Just loan or the Free loan are two secure credit options, with credibility and low interest rates.

And, in addition, one of them even accepts negatives and people with low credit scores.

Therefore, make an analysis of the loans that are available to you in the market and see which one is the best option for you. Also, if you want to know about other financial products, click on our recommended content and check it out!