Finding a loan with the lowest interest rate takes a lot of effort. That's because you need to research several companies and understand which condition is best for you. In addition, you need to make sure that your history allows for a credit application.

Therefore, to help you make this process more practical, we will show you some company options. In this sense, you can learn about various types of loans and find out which loan has the lowest interest rate.

Before we start, it is worth remembering that interest rates and the term to pay depend a lot on your financial reality. Therefore, take this into consideration before choosing the credit company.

To begin with, we have Bom Pra Crédito. In short, this company acts as a platform where you can search for loans. That is, you just select the amount and term you want to pay and, finally, you receive some offers.

In this sense, it is possible to compare between companies to find the loan with the lowest interest rate. In addition, Bom Pra Crédito has agreements with the best-known financial institutions in Brazil.

Then we have Crefisa. A very well-known lending company in terms of lending. That's because it offers credit for payroll and also for negative ones. Incidentally, the loan is completely online, in a practical and fast way.

In addition, Crefisa has very low interest rates. Well, the loan is in the form of payroll. That is, it is exclusive to INSS beneficiaries and the payment of the installment is debited from the benefit itself.

You probably already know Serasa, a company that monitors people's credit habits. That way, they now also have a lending company with super fair rates!

This is because Serasa eCred also works as a search platform. Therefore, you can choose the desired amount and the term to pay and, finally, you receive proposals with interest rates starting at 0.99% per month.

In short, Rebel is also just a search platform. That is, a place for you to evaluate and compare the best loan offers. Therefore, a great option to seek the lowest interest rate.

In addition, with Rebel there are special loan arrangements for those who are in debt. For example, it is possible to contract specific credit to cover the overdraft. That way, you pay much lower fees than those charged by the bank.

In this sense, with Just you can take out two types of loan: with vehicle guarantee or with the FGTS balance. In both cases, the company unfortunately still does not accept negatives. Therefore, you must have a clean name to apply for credit.

In addition, with Just, your car inspection for the secured vehicle loan is done completely online. By the way, with the FGTS loan, you can anticipate up to 10 years of the benefit.

So, after showing you a little about the options of credit companies, now let's look at the banks. Therefore, continue reading to find out which loan has the lowest interest rate among financial institutions.

At first, Caixa Econômica Federal offers several types of loans for you. From vehicle secured loan to common personal credit. By the way, Caixa also has the payroll loan format.

As well as other banks, Banco do Brasil also offers several types of credit. That is, you can apply for the loan that best fits your needs.

Therefore, all Banco do Brasil loans have a period of 60 days to pay the first installment. Also, everything can be controlled via the app.

In summary, Nubank offers personal loans. Therefore, as well as other services, the loan is also fast and without bureaucracy. That is, you can do everything through the app.

Furthermore, an advantage of Nubank is being able to anticipate your installments. In this sense, your loan can be heavily discounted. The more you anticipate, the more discount the bank can offer you.

Banco Santander, on the other hand, has loans focused mainly on those who are trying to get out of debt. For example, those who have overdue bills or have many installments to pay.

In addition, the bank also has loan renegotiation options as well. Therefore, if you need to renegotiate your vehicle financing, it is possible with Santander, 

Finally, we will show you Bradesco loans. Therefore, Banco Bradesco offers several types of credit. In fact, speaking of a loan with a lower interest rate, we can say that it is the payroll loan.

Therefore, you have up to 8 years to pay for Bradesco's payroll. In addition, fees start at 2,14% per month.