loans
9 online loan companies for 2022
Are you looking for an online loan? In today's article, we'll show you 9 simple, hassle-free credit options. Keep reading to find out more!
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The ideal loan for you is here
Searching for online loan companies ends up being necessary in some situations, especially in the current context. Especially because many families have become unemployed or even have other financial difficulties.
Therefore, it is important to know which institution to choose when taking out a loan. In today's article, we will show you 9 online loan companies. This way, you will learn about credit options without bureaucracy and with fair conditions. Keep reading and check it out!
Discover the best online loan companies
To help you find a good online loan company, we have gathered 9 options. Among them, you will find different conditions and interest rates. Read more and find the ideal one for you.
1. legendary
First of all, it is important to say that Lendico is now called Provu. But the quality of services remains the same. Basically, Provu offers an online 100% loan to simplify your life. In this sense, it is possible to take out loans of up to R$$50 thousand and pay them off in up to 36 months.
In addition, interest rates range from 1.99% to 10.95% per month. Furthermore, if you take out a loan before 1 pm on a business day, the money will be deposited into your account on the same day!
Minimum Income | not informed |
Interest rate | From 1,99% per month |
Deadline to pay | Up to 36 months |
release period | On the same day |
loan amount | Up to R$50 thousand |
Do you accept negatives? | Yes |
Benefits | Flexible rates Process 100% online |
2. Crefisa
In short, Crefisa offers payroll loans, that is, an exclusive line of credit for retirees, pensioners and public servants.
In this way, the loan is 100% online and guarantees quick money without bureaucracy. But it is important to remember that because it is a payroll loan, the credit only serves a specific group of people.
Minimum Income | not informed |
Interest rate | From 1.5% per month |
Deadline to pay | Up to 12 months |
release period | On the same day |
loan amount | Uninformed |
Do you accept negatives? | Yes |
Benefits | Lower interest; Custom Analysis. |
3. Good for credit
Initially, Bom Pra Crédito works as a loan simulation platform. In this sense, you can search among several online loan companies at once. In fact, the institution is the first to offer this service in Brazil.
Therefore, the simulation is very simple. Just send your CPF, full name and the amount you want. In 5 minutes, the platform will be able to give you an answer with the best loan offers.
Minimum Income | not informed |
Interest rate | From 0.75% per month |
Deadline to pay | Up to 36 months |
release period | Within 48 hours |
loan amount | Uninformed |
Do you accept negatives? | Yes |
Benefits | Simple to simulate and understand tariffs; Quick release. |
4. Yes
In short, Sim offers two types of loans: personal and vehicle-secured. With a personal loan, you can apply for up to R$1,831,300 in credit. In addition, you can pay the first installment in 45 days, with interest rates starting at R$2,831,300 per month.
On the other hand, with a vehicle-secured loan, you can request much higher amounts. For example, up to R$150,000 or R$901,800 of the car's value. In this sense, interest rates can also be lower in this modality.
Minimum Income | not informed |
Interest rate | From 2,83% per month (without warranty) From 1,82% per month (with warranty) |
Deadline to pay | Up to 36 months (without warranty) Up to 60 months (with warranty) |
release period | On the same day |
loan amount | Up to R$1,000,009 (without warranty) Up to R$$150 thousand (with warranty) |
Do you accept negatives? | Yes |
Benefits | Process 100% online fair rates quick release |
5. SuperSim
SuperSim offers an online loan that is free of bureaucracy. That's because the loan is deposited into your account in up to 30 minutes! In addition, the application process is 100% online and super simple. In this sense, SuperSim offers credits from R$500 to R$2500, with a term of 4 to 12 months to pay.
In fact, this online loan company has the highest approval rate on the market. So, if you are looking for a quick and secure loan, this is a great option.
Minimum Income | not informed |
Interest rate | From 12.5% per month |
Deadline to pay | Up to 12 months |
release period | Up to 30 minutes |
loan amount | Up to R$2,500.00 |
Do you accept negatives? | Yes |
Benefits | Little bureaucracy and possibility of cell phone warranty |
How to apply for SuperSim loan
SuperSim loans are fast and have low interest rates. See how to apply!
6. FinanZero
As we mentioned, some companies work as a platform to search for loans. Therefore, FinanZero partners with several institutions to show you the best loan option. This way, simulating a loan is very simple.
Just access the website, select the time to pay and the desired amount. In just a few minutes, you will receive between 1 and 10 credit offers.
Minimum Income | not informed |
Interest rate | From 1,49% per month |
Deadline to pay | Up to 36 months |
release period | After signing the contract |
loan amount | Uninformed |
Do you accept negatives? | Yes |
Benefits | Choose from several offers |
7. Pan Bank
Banco Pan only offers loans in the form of payroll loans, that is, exclusively for public servants, retirees and INSS pensioners, and this credit also accepts those with bad credit. It is worth noting that in the payroll loan, the installments are debited from the payroll itself.
Therefore, you don't need to worry about installments. In addition, the interest rates are 3x lower when compared to other loans. This is because the bank has a payment guarantee.
Minimum Income | not informed |
Interest rate | From 1,25% per month |
Deadline to pay | Up to 96 months |
release period | Within 48 hours |
loan amount | From R$ 500.00 |
Do you accept negatives? | Yes |
Benefits | Low interest rates for being assigned accept negatives |
8. Agibank
Just like Banco Pan, Agibank also offers loans exclusively for INSS retirees and pensioners. In addition, public servants and military personnel are also included. This way, you can take out a loan with good conditions and without leaving your home.
Therefore, the Agibank loan has payroll deductions and reduced rates. This is because, as it is a payroll loan, the bank has a payment guarantee and can offer lower rates. In this sense, you have up to 84 months to pay off the loan. And the best part: Agibank does not check the SPC or Serasa.
Minimum Income | not informed |
Interest rate | From 2,06% per month |
Deadline to pay | Up to 84 months |
release period | Within 48 hours |
loan amount | Uninformed |
Do you accept negatives? | Yes |
Benefits | Easy to hire Accepts negatives |
How to apply for the Agibank loan
Find out how to apply for the Agibank loan that accepts people with bad credit!
9. Credits
Creditas is one of the most traditional companies when it comes to online loans. In fact, its main focus is to facilitate the process of applying for credit. As such, this company has already served more than 196 thousand people. However, the types of credit are only guaranteed by property or cars.
Therefore, interest rates tend to be much lower. Furthermore, with a car guarantee, you can request up to R$150,000. With a property guarantee, you can request between R$150,000 and R$1 million.
Minimum Income | not informed |
Interest rate | From 0.99% per month (with car warranty) From 0.89% per month + IPCA (with property guarantee) |
Deadline to pay | Up to 240 months |
release period | After signing the contract |
loan amount | Up to R$ 150 thousand (with car warranty) Up to R$3 million (with property guarantee) |
Do you accept negatives? | Yes |
Benefits | It has consultants who perform specialized service |
About the author / Leticia Maia
Reviewed by / Junior Aguiar
Senior Editor
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