loans

9 online loan companies for 2022

Are you looking for an online loan? In today's article, we'll show you 9 simple, hassle-free credit options. Keep reading to find out more!

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The ideal loan for you is here

O empréstimo ideal para você está aqui. Fonte: Adobe Stock.
The ideal loan for you is here. Source: Adobe Stock.

Searching for online loan companies ends up being necessary in some situations, especially in the current context. Especially because many families have become unemployed or even have other financial difficulties.

Therefore, it is important to know which institution to choose when taking out a loan. In today's article, we will show you 9 online loan companies. This way, you will learn about credit options without bureaucracy and with fair conditions. Keep reading and check it out!

Discover the best online loan companies

To help you find a good online loan company, we have gathered 9 options. Among them, you will find different conditions and interest rates. Read more and find the ideal one for you.

1. legendary

First of all, it is important to say that Lendico is now called Provu. But the quality of services remains the same. Basically, Provu offers an online 100% loan to simplify your life. In this sense, it is possible to take out loans of up to R$$50 thousand and pay them off in up to 36 months.

In addition, interest rates range from 1.99% to 10.95% per month. Furthermore, if you take out a loan before 1 pm on a business day, the money will be deposited into your account on the same day!

Minimum Incomenot informed
Interest rateFrom 1,99% per month
Deadline to payUp to 36 months
release periodOn the same day
loan amountUp to R$50 thousand 
Do you accept negatives?Yes
BenefitsFlexible rates
Process 100% online
Loan features

How to apply for the Lendico loan

Did you know that Lendico is now Provu? Find out how to apply!

2. Crefisa

In short, Crefisa offers payroll loans, that is, an exclusive line of credit for retirees, pensioners and public servants.

In this way, the loan is 100% online and guarantees quick money without bureaucracy. But it is important to remember that because it is a payroll loan, the credit only serves a specific group of people.

Minimum Incomenot informed
Interest rateFrom 1.5% per month
Deadline to payUp to 12 months
release periodOn the same day
loan amountUninformed
Do you accept negatives?Yes
BenefitsLower interest;
Custom Analysis.
Loan features

How to apply for the Crefisa loan

See how to apply for a Crefisa loan!

3. Good for credit

A Bom Pra Crédito é uma plataforma de busca de empréstimos. Fonte: Bom Pra Crédito.
Bom Pra Crédito is a loan search platform. Source: Bom Pra Crédito.

Initially, Bom Pra Crédito works as a loan simulation platform. In this sense, you can search among several online loan companies at once. In fact, the institution is the first to offer this service in Brazil.

Therefore, the simulation is very simple. Just send your CPF, full name and the amount you want. In 5 minutes, the platform will be able to give you an answer with the best loan offers.

Minimum Incomenot informed
Interest rateFrom 0.75% per month
Deadline to payUp to 36 months
release periodWithin 48 hours
loan amountUninformed
Do you accept negatives?Yes
BenefitsSimple to simulate and understand tariffs;
Quick release.
Loan features

How to Apply for a Good Credit Loan

Have several loan options with Bom Pra Crédito!

4. Yes

In short, Sim offers two types of loans: personal and vehicle-secured. With a personal loan, you can apply for up to R$1,831,300 in credit. In addition, you can pay the first installment in 45 days, with interest rates starting at R$2,831,300 per month.

On the other hand, with a vehicle-secured loan, you can request much higher amounts. For example, up to R$150,000 or R$901,800 of the car's value. In this sense, interest rates can also be lower in this modality.

Minimum Incomenot informed
Interest rateFrom 2,83% per month (without warranty)
From 1,82% per month (with warranty)
Deadline to payUp to 36 months (without warranty)
Up to 60 months (with warranty)
release periodOn the same day
loan amountUp to R$1,000,009 (without warranty)
Up to R$$150 thousand (with warranty)
Do you accept negatives?Yes
BenefitsProcess 100% online
fair rates
quick release
Loan features

How to apply for the loan Yes

Learn how to apply for this loan quickly and easily!

5. SuperSim

SuperSim offers an online loan that is free of bureaucracy. That's because the loan is deposited into your account in up to 30 minutes! In addition, the application process is 100% online and super simple. In this sense, SuperSim offers credits from R$500 to R$2500, with a term of 4 to 12 months to pay.

In fact, this online loan company has the highest approval rate on the market. So, if you are looking for a quick and secure loan, this is a great option.

Minimum Incomenot informed
Interest rateFrom 12.5% per month
Deadline to payUp to 12 months
release periodUp to 30 minutes
loan amountUp to R$2,500.00
Do you accept negatives?Yes
BenefitsLittle bureaucracy and possibility of cell phone warranty
Loan features

How to apply for SuperSim loan

SuperSim loans are fast and have low interest rates. See how to apply!

6. FinanZero

A FinanZero é uma plataforma que te ajuda a encontrar o empréstimo ideal. Fonte: FinanZero.
FinanZero is a platform that helps you find the ideal loan. Source: FinanZero.

As we mentioned, some companies work as a platform to search for loans. Therefore, FinanZero partners with several institutions to show you the best loan option. This way, simulating a loan is very simple.

Just access the website, select the time to pay and the desired amount. In just a few minutes, you will receive between 1 and 10 credit offers. 

Minimum Incomenot informed
Interest rateFrom 1,49% per month
Deadline to payUp to 36 months
release periodAfter signing the contract
loan amountUninformed
Do you accept negatives?Yes
BenefitsChoose from several offers
Loan features

How to apply for the FinanZero loan

Find out how to apply for a loan with FinanZero!

7. Pan Bank

Banco Pan only offers loans in the form of payroll loans, that is, exclusively for public servants, retirees and INSS pensioners, and this credit also accepts those with bad credit. It is worth noting that in the payroll loan, the installments are debited from the payroll itself.

Therefore, you don't need to worry about installments. In addition, the interest rates are 3x lower when compared to other loans. This is because the bank has a payment guarantee. 

Minimum Incomenot informed
Interest rateFrom 1,25% per month
Deadline to payUp to 96 months
release periodWithin 48 hours
loan amountFrom R$ 500.00
Do you accept negatives?Yes
BenefitsLow interest rates for being assigned
accept negatives
Loan features

How to apply for the Pan payroll loan

See how to apply for a loan from Banco Pan!

8. Agibank

Just like Banco Pan, Agibank also offers loans exclusively for INSS retirees and pensioners. In addition, public servants and military personnel are also included. This way, you can take out a loan with good conditions and without leaving your home.

Therefore, the Agibank loan has payroll deductions and reduced rates. This is because, as it is a payroll loan, the bank has a payment guarantee and can offer lower rates. In this sense, you have up to 84 months to pay off the loan. And the best part: Agibank does not check the SPC or Serasa. 

Minimum Incomenot informed
Interest rateFrom 2,06% per month
Deadline to payUp to 84 months
release periodWithin 48 hours
loan amountUninformed
Do you accept negatives?Yes
BenefitsEasy to hire
Accepts negatives
Loan features

How to apply for the Agibank loan

Find out how to apply for the Agibank loan that accepts people with bad credit!

9. Credits

A Creditas é uma das melhores empresas de empréstimo online do Brasil. Fonte: Creditas.
Creditas is one of the best online loan companies in Brazil. Source: Creditas.

Creditas is one of the most traditional companies when it comes to online loans. In fact, its main focus is to facilitate the process of applying for credit. As such, this company has already served more than 196 thousand people. However, the types of credit are only guaranteed by property or cars.

Therefore, interest rates tend to be much lower. Furthermore, with a car guarantee, you can request up to R$150,000. With a property guarantee, you can request between R$150,000 and R$1 million.

Minimum Incomenot informed
Interest rateFrom 0.99% per month (with car warranty)
From 0.89% per month + IPCA (with property guarantee)
Deadline to payUp to 240 months
release periodAfter signing the contract
loan amountUp to R$ 150 thousand (with car warranty)
Up to R$3 million (with property guarantee)
Do you accept negatives?Yes
BenefitsIt has consultants who perform specialized service
Loan features

How to apply for the Creditas loan

See how to apply for a Creditas loan with fair rates!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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