Cards

8 Main questions about Havan card

If you've heard of the Havan network, but you're full of doubts about the Havan card, then this post is for you. In addition, see how to apply for this card that is free of annual fees, allows you to pay for purchases in 10 interest-free installments, and also has a super intuitive app.

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Learn all about this financial product

Principais dúvidas sobre cartão Havan. Fonte: Havan.
Main questions about the Havan card. Source: Havan.

If you've heard of Havan stores, but you're full of questions about how the card works, the purchase limit, the advantages and disadvantages. Don't worry! Today, we're going to show you the main questions about the Havan card and answer them all. Stay tuned!

How to apply for the Havan card

Although it can only be used in the chain's stores, the Havan card offers many benefits when making purchases. See here how to apply for yours in a simple and practical way.

Discover the 8 main questions about the Havan card

1. How do I know the limit on my Havan card?

Como saber o limite do meu cartão Havan? Fonte: Pexels.
How do I know the limit on my Havan card? Source: Pexels.

To find out your Havan card limit, simply go to the customer section of the Havan app or website. Then, access the screen to check your invoice or issue a new payment slip. This way, you can see the limit available for purchases, as well as the limit used.

2. How does the Havan limit work?

Well, when you apply for the Havan card, you will be given an initial limit based on your consumer history. However, you can increase the total limit of the card as you use it by requesting a new increase through the website or app.

3. How long does it take to approve Havan card?

Therefore, it takes up to 15 business days for the Havan card request to be approved or rejected.

4. What is needed to get the Havan Card?

Well, to get the Havan card you need:

  • be at least 18 years old;
  • prove 3 months of paid service;
  • not have restrictions on credit protection agencies;
  • submit additional documents, if necessary.

Therefore, the Havan card is very simple to apply for, as long as you are not in debt or have a low credit score.

5. How does the Havan card work?

Mas, afinal, como funciona o cartão Havan? Fonte: Pexels.
But, after all, how does the Havan card work? Source: Pexels.

The Havan card is a free financial product that can be used exclusively for purchases at Havan stores and has a simple application process, as shown above. Below, we will learn about the advantages and disadvantages of this card.

Discover the Havan credit card

The Havan credit card was launched to further encourage customers to purchase from this large retailer.

6. What are the advantages and disadvantages?

Well, the Havan card has several advantages, the first of which is the fact that you don't need to pay any membership fees for the card, as it is completely free, and you don't need to worry about annual fees, as it is exempt.

And, in addition, you can count on several discounts and promotions on all products in the more than 162 stores in the Havan chain, whether you buy in physical or online stores.

Furthermore, the first installment of the card can be paid in up to 40 days, and you also have the flexibility of being able to choose the best day for the invoice to be due.

You can also pay for your purchases in up to 10 interest-free installments with no down payment, and you can check your statement online at any time or day.

On the other hand, the Havan card also has some disadvantages, for example, the financial product has a strict credit analysis and does not accept those with negative credit.

Just as it does not have a points program or cashback program, no matter how often you use the card, there is no bonus in this regard.

Furthermore, the Havan card also does not have a brand, that is, you do not have access to the benefits of brands such as Mastercard or Visa.

Therefore, even though it is a great shopping card, the Havan card may not be a good alternative if you have a negative credit score.

7. Who is the card for?

Well, as it is a card used exclusively in Havan stores, it is recommended for regular customers of the chain.

As well as for those looking for discounts and promotions on the products offered.

So, if you don't usually go to Havan or don't like it, this card is not for you.

8. How do I apply for the Havan Card?

So, the Havan card is exempt from annual fees and has exclusive discounts and conditions for customers who like to shop at the chain's stores.

Therefore, if you wish to apply for this card, simply download the application from Google Play or the App Store or visit one of Havan's physical stores in person.

Furthermore, to learn the step-by-step process of how to apply for this card, read our recommended content below.

How to apply for the Havan card

Do you like shopping at Havan stores? Then learn how to apply for this card that is free of annual fees and offers 10 interest-free installments to pay for your purchases.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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