The Lojas Americanas credit card is a card that works to offer more comfort and security to the chain's customers. Thus, at the time of the request, several questions arise for customers, so if you want to know about the main questions about the Americanas card, continue reading and check it out!

Initially, the limit amount is released after credit analysis.

For example, you can have a limit of R$450.00 or a limit of more than R$5,000.00.

This will depend on the analysis of several factors. Therefore, before opting for this card, check your CPF status, your credit score and the institution's criteria to get an idea of how much your limit would be.

So, the annual fee for the Americanas card is 12x R$15.70, one of the best annual fees on the market.

Well, to request it, you just need to have proof of address, proof of income, CPF and RG, as well as other documents that may be requested when ordering the card.

The process can be done both on the official website and in physical stores in Americanas.

So, don't worry, because the American stores will send you an email informing you of approval or rejection.

And, in addition, you can also receive an SMS message on your cell phone at the time of the request made on the institution's website.

Well, Banco Cetelem responsible for issuing the financial product takes approximately 10 days to approve the card application.

And after that period, you can receive the card at your residence within 14 days.

So, the Americanas credit card is a financial product created by Lojas Americanas to bring more convenience to customers who usually shop frequently at the store.

And, in addition, it has an annual fee considered low in relation to other cards on the market.

Just as it has exclusive discounts and offers at Americanas stores, additional credit for purchases in store in installments, as well as an additional card.

The Lojas Americanas card also has a cashback program, that is, you receive cash back on all your purchases.

In addition, it has a Visa flag, so customers can enjoy many advantages associated with it.

It also has international coverage, that is, you can shop at partner establishments and at national or foreign stores.

Well, the advantages of the Americanas card are many, the first of which is the fact that it is an international card, that is, you can shop at national and foreign establishments.

And, in addition, it has a Visa flag. Therefore, you can enjoy many associated advantages, such as the Vai de Visa program.

Additionally, Americanas stores customers enjoy exclusive discounts and installments when making purchases with the Americanas card.

Another advantage is that you get access to the Mais Sorrisos Program where you can accumulate points whenever you use the card and exchange it for products.

On the other hand, Americanas also have some disadvantages, for example, a rigorous and thorough credit analysis.

And, in addition, the institution also charges an annuity of 12 installments of R$ 15.70, as well as fees for emergency credit assessment, revolving credit, withdrawals and other services offered by the store.

Therefore, before opting for this card, analyze and compare it with other cards on the market to find out if it is the best option.

Therefore, the Lojas Americanas card is indicated for customers who like to shop online, as most of the advantages are discounts and installments in the Americanas stores themselves.

So, if you want to apply for your card today, click on the recommended content below for step-by-step instructions.