Making money yield is fundamental if you want to achieve any goal. Therefore, we will show you the differences between a PagBank income account or a savings account. In fact, we can already say that the lace account has a much higher income. 

In addition, the Rendeira PagBank account also offers you all the benefits of a digital account. That is, it is possible to make transfers and have unlimited withdrawals. In this sense, your income and services are united in the same place.

Therefore, continue reading and learn more about the differences between having a PagBank income account or a savings account.

At first, if you keep the money actually saved, the Rendeira PagBank account has a higher yield. And we'll explain why. In short, the return on savings is very low compared to other forms of investing.

Therefore, as it was the first form created by banks, the savings account remains very popular. In addition, savings are extremely safe, which also influences people to invest in this modality.

However, savings yield according to the Selic Rate and the Referential Rate. In this sense, the total income value comes to 70%. While accounts like PagBank yield up to 100% of the savings amount.

In this way, the income from the Pagbank income account is higher than that from the savings account. But it doesn't work exactly like the notebook. Therefore, it is important to use it correctly in order to actually render.

In summary, we will explain a little about how the PagBank income account works. In this sense, it is an account that combines the services of a digital account with the benefits of savings.

That is, with the account, you can make unlimited withdrawals and transfers. In addition to receiving an international credit card with no annual fee. Moreover, all your movements can be monitored by the application. 

Therefore, in the Rendeira PagBank account your money earns monthly. In that sense, you just leave the money still for 30 days. If you manage not to make any moves, it will yield 100% from the CDI.

In principle, a savings account is similar to a checking account. This is because, in some banks, you can even make payments, transfers and withdrawals. Therefore, they have similar services.

Meanwhile, with the savings account, your money can earn. That is, savings have a monthly birthday date. If you leave your money without moving until that date, it earns the predetermined rate.

It is worth mentioning that the Savings income line is extremely safe. Therefore, it practically never changes. It only varies according to the Selic Rate, but the variation does not exceed 7.5%.

That way, now you know better how the PagBank income account works. Therefore, we can explain to you better how, in fact, to make your money yield in the account. In that sense, it works similarly to savings.

For example, if you deposit an amount into the account on the 15th, it must remain there until the 15th. Otherwise, the yield will not be 100%. Therefore, if you put R$1000 in your account, it may earn an average of R$3.50 per month.

Although it is a small yield compared to riskier investments, it is still more advantageous than savings. Even because, depending on the rate, savings generate income of just cents.

Finally, to get good income on your account, you must let the deposited money complete your birthday. That way, your money will yield the full value, which is 110% of the CDI.

In addition, it is also recommended that you deposit an amount monthly. Well, that way, your money can yield even more. Because it's a bigger amount.

In summary, all the safer income modalities will not reach high values. Therefore, it is intended for those who really don't want to take a risk. But still want to make some kind of investment.

Furthermore, if you are in doubt between a PagBank income account or a savings account, the digital version of PagBank has a much better income. In addition to presenting very similar conditions in terms of safety and practicality.

To help you understand once and for all the difference between the income of the two, also see this other article on how much 50,000 you earn in savings!