If you are retired or an INSS pensioner and need credit to make a dream come true. Or even if you are negative with overdue bills to pay. The Agibank payroll loan is a great alternative, as it offers good credit conditions, as well as no consultation with the SPC and Serasa. But, is the Agibank payroll loan reliable?

To find out this answer and other information about this ideal credit for negatives, continue reading and check it out!

First, the Agibank payroll loan is intended for INSS retirees and pensioners. In addition, he does not consult with credit agencies, such as SPC and Serasa. Therefore, it is a more accessible credit, even for negative ones, as long as they fit the target audience of the loan.

In addition, payment of the loan invoice is deducted directly from the beneficiary's payroll. By the way, credit conditions are excellent, as the interest rate is 1.3% per month and the payment term is up to 84 installments. Thus, you can pay off the loan more easily and safely.

In addition, you can do the simulation and contract the credit through the official website or at an Agibank branch. If you want to know more details about the loan, read the recommended content below.

So, according to the Reclame Aqui website, Agibank's reputation score is 8.5 on a scale of 0 to 10, which means that it is classified as great according to the website's criteria. In addition, it presents 100% of complaints answered with 91.5% of problem solution rate. So, we can see that Agibank has credibility in the market.

Well, the answer is yes, the Agibank payroll loan is considered reliable because it is a loan made available by a trusted institution that has been operating in the market for 20 years providing excellent services.

Among the advantages of the Agibank payroll loan is the absence of consultation with credit agencies, such as SPC and SERASA, making it an accessible credit for people with negative credit scores and people with low credit scores. As well as it features reduced interest rates of 1.3% per month.

And, in addition, as it is a payroll loan, the risk of default is also lower, as the payment is made directly on the beneficiary's paycheck and the installments are more affordable compared to other loans offered on the market. That's because you can pay in up to 84 months.

So, Agibank seeks to offer a type of credit without bureaucracy, with quick release after contracting and accessible to negatives. So, if you are interested, simulate your loan to find out what the credit conditions will be in your case.

So, to take out the Agibank payroll loan online, just go to the official website and go to the loan contract page. To do this, you must have documents at hand, such as RG, CPF, proof of residence, as well as proof of income and a current account statement.

Then, select the option “Request Now” and make a registration informing the personal data. After that, confirm the request and wait for the response from Agibank. Thus, if approved, the payroll loan amounts will be released into the account.

Also, if you want to know the complete step by step of this process, click on the recommended content below.