Initially, the Bxblue payroll loan is a type of personal credit in which the amounts of the installments are automatically deducted from the paycheck or the INSS benefit every month. So, get to know the Bxblue payroll loan and other interesting information about.

In this regard, it has the lowest interest rates on the market and does not consult credit agencies, that is, SPC and SERASA. So, continue reading to learn a little more about this loan, ideal for INSS pensioners and retirees!

Well, the payroll loan works as a type of personal credit in which the amounts of the installments are deducted directly from the applicant's payroll or from the INSS benefit, every month of payment of that loan.

In this, Bxblue works by offering the most affordable personal loan in Brazil, because it has interest rates of a maximum of 2.08% per month.

And besides, it is a super simple personal loan and without bureaucracy, being possible to contract online only with RG, CPF, proof of income and residence. It is also possible to hire even if negative, it is enough that the company or body is associated with the banks.

Thus, the loan installments are fixed, as well as applicants can have access to a payment term of up to 96 months.

This loan is available to INSS retirees and pensioners, Federal, State or Municipal Public Servants, Workers with a formal contract and Military of the Beloved Forces.

Therefore, not all people can access credit!

So, let's get to know the advantages of the BxBlue payroll loan. At first, the first one is that you can borrow up to R$400,000.00.

In addition, the company allows the loan to be paid in up to 96 installments by the SIAPE and 84 installments by the INSS, and has interest of 2.08% per month.

Another advantage of this loan is that the release of the money is immediate for digital banks, and takes two to five business days for other banks.

And, it even allows people with a dirty name to have access to the money, as it does not consult credit bureaus such as SPC and SERASA. In case of credit or debt portability between banks, the money will be released within 20 working days.

Well, the biggest disadvantage of this loan is that it limits the people who can get access.

This is because the credit is only available to INSS retirees and pensioners, Federal, State or Municipal Public Servants, Workers with a formal contract and Military of the Beloved Forces.

Therefore, before opting for this credit, see if you fit into one of these categories!

So, it is worth taking out the BxBlue payroll loan, as it is a great solution to solve financial problems, being ideal for negatives, retirees and INSS pensioners. It also has the lowest interest rates on the market.

Therefore, it is an interesting option for those looking for high money and low interest rates!

And besides, it's a process that brings convenience, because it's completely online and can be done alone! Check it out a little further down!

So, to take out the BxBlue payroll loan, you must have your personal documents in hand and submit a proposal on the BxBlue website.

Therefore, when choosing to apply for the BxBlue payroll loan, make an analysis of your finances, find out if you fit into one of the categories, and then find out if this is a good solution for you! So, now that you know how everything works, let's show you how you can access it!