First of all, the Bradesco Empresarial loan is a great solution for companies looking to organize their expenses or need financial help to make purchases or payments. 

So, if this is your case, why not find out more about this line of credit and assess whether it meets your financial needs? See more below!

Firstly, the loan has no specific destination. This means you don't need to justify using the money to the bank. You can then use the value for internal investments, payment of suppliers, stock replacement, among others.

Therefore, your company simply needs to be a Bradesco account holder to make the request, which can be done online through the institution's website or app or in person if you want to offer some guarantee to the bank.

Well, the Bradesco Empresarial loan limit is not fixed or pre-approved, but you can check the amount available for your company when carrying out the simulation on Internet Banking or the Bradesco app. 

The value is updated according to the company's revenue and may vary based on the credit analysis carried out before hiring.

The Bradesco loan certainly offers many benefits to companies that have an open account with the bank, but like any line of credit, it also has some negative aspects that end up weighing down when making the purchase. Let's talk about them next.

We can highlight the speed with which the amount is credited to the account as one of the main advantages of this loan. As the process can be done digitally, the analysis is agile and the money is released immediately after hiring. 

In addition, Bradesco offers special payment conditions, such as a grace period of up to 120 days to pay the first installment and a period of up to 72 months to pay the remaining installments. This way, you can better organize your company's finances before you start paying and the amount is diluted in the long term, which means lower installments. 

So, as it is a loan with debit from a current account, it is not possible to suspend or delay payments. In other words, if your company goes through some unforeseen financial situation, the value of the installments will continue to be debited normally.

Furthermore, interest rates may be higher if the bank deems your company as a risky investment. Therefore, it is important to pay attention to the conditions offered by the institution before requesting the line of credit. 

Firstly, your company must have an account open at Bradesco and bank transactions must be carried out there. So, all you have to do is access Bradesco NET Empresa with your branch and account details and simulate the loan.

But, if you want to know more details about the process of applying for this business loan, check out the recommended content below and see how to apply for yours!