If you are looking for financing to acquire your own property, the Banco de Brasília real estate loan may be the ideal option for you.

Well, Banco de Brasília, or BRB, aims to contribute to economic, social and human development. Therefore, they offer more and more resources to make life easier for their customers.

So, get to know its pros and cons below and decide if it is a good choice for your financial life.

Well, real estate financing from Banco de Brasília has the best rates on the market, in addition to financing up to 80% of the property value.

Furthermore, there are three interest rate options available. That way, you can choose which one works best for you. Check below:

In addition, BRB created a credit simulator to make life even easier for customers. With it, you can consult some information before applying for your financing.

So, the BRB does not inform the exact limit for its financing. However, you can get credit of up to 80% for the property.

Therefore, use the simulator available on the website or get in touch with its attendants by phone, email or chat to clarify your doubts.

Well, to find out if real estate credit is the best fit for your financial life, you need to know its pros and cons, right?

So, check out its main features below!

So, the agility in the hiring process is one of its strengths.

In addition, the hiring conditions are also quite attractive. Thus, its rates are the lowest in the market and it is possible to choose which type of interest is ideal for you.

So, you can finance up to 80% of the property with terms of up to 420 months, which is the equivalent of 35 years.

In addition, the installments are decreasing. That is, the amounts decrease over time and you will have more peace of mind to pay them.

Finally, another advantage offered by the bank is the possibility of using your FGTS to pay part of the debt.

Thus, BRB real estate financing can be quite advantageous due to its special conditions.

However, let's now know what its disadvantages are. That way, you have all the information to make the best decision for your financial life.

Well, one of its main negative points is that it is not possible to apply for your credit online. That is, for this you must go to a physical agency and talk to one of their attendants.

In addition, another disadvantage is related to the adherence of the interest rate to the IPCA. This is because, if you choose this option, the payment period drops from 420 to 360 months, that is, 30 years. That means you would have 5 years less to pay off the debt.

So, now you know the characteristics of financing and can decide if it is a good option for you.

Therefore, to make your request, you need to go to a branch of Banco de Brasília and speak with one of its attendants. In addition, you will need to open a bank account.

But, it is worth noting that the institution performs an analysis of your profile, so you cannot have credit restrictions.

However, you can clear your doubts by phone, email or chat. This way, you can prepare yourself before you need to travel to the location.

Therefore, if you are interested and want to learn more about the step-by-step process for applying for a mortgage, read the recommended content below. There you will find detailed information for your request. Check out!