Cards

Discover the Banco do Brasil prepaid card

Discover the card created by Banco do Brasil for negative people. It does not require proof of minimum income, does not charge an annual fee and you have access to all the advantages of the Visa brand.

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Prepaid Banco do Brasil: have access to all the benefits of the card without paying anything for it

Conheça o cartão para negativados. Fonte: Banco do Brasil.
Get to know the card for negative people. Source: Banco do Brasil.

Find out everything about the Banco do Brasil prepaid card. Also see how it can be a great ally without you having to pay absolutely anything to access all the advantages. So, continue reading, we will tell you everything about this card.

How to request Banco do Brasil prepaid card

Request this annual fee-free card right now, with Visa and ideal for negative people.

How does the Banco do Brasil prepaid card work? 

Firstly, despite being a credit card, this card works as a prepaid card. In other words, to use it you need to have a balance on it, so you need to top it up every time you want to use the balance.

And, in addition, you can insert the card into the credit card machine. But it will work as a cash credit, that is, with the discount made immediately.

Furthermore, it is important to say that top-ups are unlimited and at no additional cost, that is, you can top up as many times as you want through self-service terminals, internet banking or the bank's app.

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What is the limit on the Banco do Brasil prepaid card?

So, as it is a card that works as prepaid, there is no limit on it, so you can recharge it as many times as you want.

Is the Banco do Brasil prepaid card worth it? 

O cartão vale a pena? Fonte: Pexels.
Is the card worth it? Source: Pexels.

So, let's find out the advantages and disadvantages of this card below.

Benefits

Still about the card, let's look at the advantages. Thus, the first is the fact that the bank does not consult the SPC and SERASA during the credit analysis.

And, in addition, the card is also exempt from annual fees and additional charges for recharges, therefore, it is a more accessible card for those with negative income.

Furthermore, it is a prepaid card, meaning you can only use the balance you have on your card, so you don't get into unnecessary debt and you can have greater control over your spending.

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Disadvantages

Well, the main disadvantages of this card are that it doesn't make installments, it doesn't allow online purchases and you don't have access to emergency credit if you need it.

In addition, there is an issuance fee of R$ 10.00, a maintenance fee of R$ 5.00 and a withdrawal fee of R$ 5.00, if you have carried out more than two transactions per month.

How to get a Banco do Brasil prepaid card?

Afinal, como fazer o cartão? Fonte: Pexels.
After all, how to make the card? Source: Pexels.

Firstly, to request the card you must access the institution's official website or app, locate the financial product and fill out the form with all the data requested by the institution.

But remember that only account holders can access the card. So, if it interests you, click on the recommended content below to learn how to request it.

How to request Banco do Brasil prepaid card

Request this annual fee-free card right now, without proof of minimum income and without consulting SPC and SERASA.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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