Cards

Discover the Visa Prepaid Credit Card

The prepaid Visa credit card can be a great solution for anyone who wants to organize their finances or is in debt. Click and find out!

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What are the advantages of the Visa Prepaid Credit Card?

vantagens
benefits

Following a new trend of cards that make life easier for consumers, prepaid cards are here to stay. And for those who are negative and want to avoid debt and more problems with uncontrolled spending, this is an excellent option in 2021! But do you already know the Visa Prepaid Credit Card?

Because as we said, prepaid cards are a great solution for those who can't get a credit card because they're negative, or prefer not to have one. Because all prepaid cards work the same way as a credit card in physical stores and for online services. 

And the Visa Prepaid Credit Card brings together most of the advantages of Visa credit cards, facilitating access to these benefits without the risk of indebtedness with interest rates. Because a prepaid card brings the following basic advantages:

Visa Prepaid
Minimum Incomedepends on the issuing bank
Annuity
depends on the issuing bank
FlagVisa
RoofInternational
BenefitsVai de Visa, where you can register for exclusive promotions and take advantage of offers

How to Apply for a Prepaid Visa Card

Learn more about the benefits of the Visa Prepaid credit card and the step-by-step process to apply for one!

Advantages of a prepaid

Vantagens de um pré-pago
Advantages of a prepaid

A prepaid card can be very advantageous, especially for those looking to control their expenses without giving up the benefits of a card. And for you to better understand why it can be interesting to have a prepaid card, check out some of its advantages below:

  • Shopping in physical stores and most online stores;
  • Withdraw money from ATMs;
  • Subscribe to online services 
  • pays no annuity fee and does not even need to have a bank account. 
  • The card stores the money as a balance, and as long as you have a balance you can continue to use it. 
  • Easy and simple to acquire;
  • Can use without having a bank account;
  • I accept to make purchases in physical stores, online and services;
  • Fees charged are less;
  • Better cost control;
  • No need to walk around with money;
  • You can monitor your balance and expenses through the card application.

Did you just see how a prepaid card by itself is already very advantageous? And imagine combining all these benefits with those that the Visa brand offers its customers, as one of the largest, most used and accepted flags in Brazil and in the world.

Advantages of the Visa Prepaid Credit Card

Vantagens do Cartão de crédito Visa
Advantages of Visa Credit Card

Regarding the Visa Prepaid credit card, there are exclusive advantages of the brand, which make it very good for its customers, such as:

  • It is a card that is accepted in millions of commercial establishments in several countries and territories.
  • Emergency withdrawal service;
  • Visa Checkout;
  • travel assistance;
  • you can buy online, over the phone or in physical stores.
  • It facilitates the control of expenses, since the balance of the card is its limit.
  • It can be recovered in case of loss or theft.
  • It offers access to the Vai de Visa platform, where you can register for exclusive promotions and take advantage of offers, in the same way as common Visa credit cards.

What are the downsides?

Quais as desvantagens?
What are the downsides?

What can be considered a disadvantage is also the biggest difference compared to credit cards. Because the prepaid Visa credit card does not have the installment option. But to avoid debt and better control your expenses, this can be another advantage, don't you think?

In addition, the prepaid Visa credit card does not have all the benefit programs of the regular version of the credit card, 

Is Visa Prepaid Credit Card worth it? 

vale a pena? 
it is worth it? 

The prepaid Visa credit card has several benefits and gives you the possibility to contract services and make purchases in the same way as other cards, right? Yes, and it's also simpler to order. 

Because anyone can have a prepaid card. In this way, this type of card is highly recommended for people who are indebted, negative and with restrictions to obtain common credit approval.

Basically, to apply for a prepaid Visa credit card you just need to have a valid CPF. They don't ask you to prove your income or that you're over 18. Very simple!

How to apply for a Visa Prepaid Card?

Como fazer o Cartão Visa
How to make a Visa Card

Among Visa Prepaid credit cards, you can choose from several options. And each of these types of Visa Prepaid credit cards have unique purposes. But all can be requested directly through the official Visa flag website.

So, set your goals with the card, and then choose from the most suitable prepaid card options. After that, on the Visa brand website, look for the “Cards and benefits” option in mine and then select the “Prepaid” option

There, you will be directed to a page with all the Visa Prepaid credit card options that we have listed above. In addition, you can choose between “For you” or “For your company” cards. 

After reflecting on what type of prepaid card you need at the moment, you can search for more information by clicking on the button “Learn in detail”. Or you can go directly to the order page by selecting the “Order yours now” button.

Basically, you will need to fill out a registration form with your personal data such as your full name, RG, CPF, email address and physical address. And you can also choose a prepaid Visa credit card among the options in partnership with issuing banks, such as Banco do Brasil, Neo, Itaú, Neon, etc.

Finally, you must make the request through the website and download the app of the issuing bank in question, being able to follow everything related to your Visa credit card 

And the best thing is that you don't have to go through a credit assessment process, because once you have the prerequisites to apply for the card, you are already approved and will receive it directly at your home address that you provided in the registration form.

Now all you have to do is decide and order your prepaid Visa credit card 

Agora é só decidir e pedir o seu
Now all you have to do is decide and order yours.

And so we come to the end of our exclusive article so that you can learn more about the prepaid Visa card. We hope that now it is easier to understand what are the main characteristics of a prepaid card, its advantages and disadvantages. Just like in relation to the Visa flag card.

So, what do you think? How about starting now to enjoy the advantages of this card and be able to better organize your financial life, with lower debt risks, no interest rates, and the benefits of the Visa flag as well. Just order yours!

How to Apply for a Prepaid Visa Card

Learn more about the benefits of the Visa Prepaid credit card and the step-by-step process to apply for one!

About the author  /  Aline Saes

Master in Social History from USP. She is a freelance writer for various subjects. Always passionate about writing, her mission is to bring information to people in a simple and attractive way.

Reviewed by  /  Junior Aguiar

Senior Editor

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