At first, we have to say that the Digimais Credit Card is a card created in 1968 by the leader and founder of the Universal Church, Edir Macedo. Its issuing bank is Banco Digimais.

Well, this card is combined with a digital account that is very simple to open. All you have to do is have the main documents such as ID and proof of residence, download the application, follow all the steps and wait for your Digimais account to be approved.

So, the Digimais card is a great option for people with a dirty name, as it is available for negatives, bringing several advantages to all users who wish to acquire this card.

Therefore, see below a table with several characteristics of this card and see if it is a good option for you to make your payments and purchases:

Well then, let’s get to know the advantages of the Digimais card:

For those who don't know, the points program called Recompensa is a program that you can join. In it, you accumulate points that can be exchanged for new products such as daily rates in hotels and several others.

Therefore, it is a great card alternative, mainly due to its accessibility to users with a dirty name who may have a new option.

So now let's mention the disadvantages of the Digimais card, they are:

Therefore, it is necessary to make a good assessment to know whether or not it is worth having the Digimais credit card, as we will show below.

Well, according to surveys, the card is easy to approve and does not do research at the credit bureaus. That is, regardless of your credit score or status at the SPC or SERASA, you can access the digital account.

So, it's another excellent option for negatives, enabling access to various bonus programs and making life easier for these people when making purchases, being able to do it online.

However, one of the disadvantages of this card is the high fees charged on the digital account, making it difficult to access and use the digital account, as well as the absence of a virtual card, as is customary with other accounts. That is, even if it makes it easier for people with a dirty name on the one hand, on the other hand, it ends up complicating access for these same people.

Therefore, first of all, to find out if the Digimais account is worth it or not, you need to make comparisons and see if it meets all your expectations, especially if your name is dirty or if you have financial backlogs that could make it difficult payments on time.

Well, as we mentioned, this card is safe and simple to apply for online, as long as you prove the minimum income of a minimum wage.

Therefore, to make the Digimais credit card and the respective digital account, you need to download the fintech application as we will show below.