Cards
Discover the Digimais credit card
Get to know now all the features of the Digimais credit card and see if it is a good option for you.
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How does the Digimais credit card work?
At first, we have to say that the Digimais Credit Card is a card created in 1968 by the leader and founder of the Universal Church, Edir Macedo. Its issuing bank is Banco Digimais.
Well, this card is combined with a digital account that is very simple to open. All you have to do is have the main documents such as ID and proof of residence, download the application, follow all the steps and wait for your Digimais account to be approved.
So, the Digimais card is a great option for people with a dirty name, as it is available for negatives, bringing several advantages to all users who wish to acquire this card.
Therefore, see below a table with several characteristics of this card and see if it is a good option for you to make your payments and purchases:
| Minimum Income | Minimum wage |
| Annuity | exempt |
| Flag | Visa |
| Roof | International |
| Benefits | digital account Option for negatives Digimais Reward zero annuity |
How to apply for the Digimais card
The Digimais card is great for people with a dirty name and also provides several other advantages. Check out how to order yours!
What are the advantages of the card?
Well then, let’s get to know the advantages of the Digimais card:
- Zero annuity;
- Digimais points program;
- International and national purchases using the Digimais card;
- Access to various establishments;
- Does not consult the SPC and SERASA when opening the account, allowing negative credit card access..
For those who don't know, the points program called Recompensa is a program that you can join. In it, you accumulate points that can be exchanged for new products such as daily rates in hotels and several others.
Therefore, it is a great card alternative, mainly due to its accessibility to users with a dirty name who may have a new option.
What are the downsides?
So now let's mention the disadvantages of the Digimais card, they are:
- At first, the first disadvantage is the high fees on the digital account. That is, unlike other banks, this bank has a higher charge of fees;
- Another disadvantage is that unlike other banks, this one does not have a virtual card;
- And besides, he doesn't have cashback and doesn't accumulate miles. However, with the Rewards program, for example, you can have access to the same advantages as miles.
- Finally, another disadvantage is the waiting time. This is because this time may take longer depending on the person making the request, as all cases are analyzed with caution.
Therefore, it is necessary to make a good assessment to know whether or not it is worth having the Digimais credit card, as we will show below.
Is the Digimais card worth it?
Well, according to surveys, the card is easy to approve and does not do research at the credit bureaus. That is, regardless of your credit score or status at the SPC or SERASA, you can access the digital account.
So, it's another excellent option for negatives, enabling access to various bonus programs and making life easier for these people when making purchases, being able to do it online.
However, one of the disadvantages of this card is the high fees charged on the digital account, making it difficult to access and use the digital account, as well as the absence of a virtual card, as is customary with other accounts. That is, even if it makes it easier for people with a dirty name on the one hand, on the other hand, it ends up complicating access for these same people.
Therefore, first of all, to find out if the Digimais account is worth it or not, you need to make comparisons and see if it meets all your expectations, especially if your name is dirty or if you have financial backlogs that could make it difficult payments on time.
How to make the Digimais card?
Well, as we mentioned, this card is safe and simple to apply for online, as long as you prove the minimum income of a minimum wage.
Therefore, to make the Digimais credit card and the respective digital account, you need to download the fintech application as we will show below.
How to apply for the Digimais card
The Digimais card is great for people with a dirty name and also provides several other advantages. Check out how to order yours!
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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