The Coop Fácil Visa credit card is a Bradescard and Coop option. It offers some common card perks. Know more about him.

Although it belongs to Bradescard, it does not require you to be a Bradesco client. Thus, it is not linked to a checking account. Therefore, it also does not offer the debit option. Despite this, it is quite comprehensive due to the Visa International flag.

Another important point is that it is not restricted to Coop consumer cooperative stores. It allows purchases at the brand's establishments with the advantages normally offered to cooperative members.

However, it also allows purchases in other establishments in Brazil and in the world, since it is international. Interested? So keep reading to see all about this option!

This card only works with the credit option. With this, you receive a limit that the bank establishes, as we will see below. Afterwards, he makes purchases in cash or in installments and then pays the invoice at the end of the month.

Also, it is worth remembering that this card allows for in-person and online purchases. And this on websites or establishments around the world, as it is international. Therefore, its operation is quite simple, following a traditional line.

The Coop Visa credit card limit is established by Bradescard. As with most credit options, the limit varies by customer. This will depend on proof of income, on the score in entries such as Positive Registration. Also, there is credit analysis.

Such a card has quite traditional advantages. Therefore, it does not differ so much from other options on the market. See below the main pros and cons of the Coop Fácil Visa card.

First, this card does not waive operating fees. So he charges for using the credit option. This goes against the grain of many cards that today offer the same possibilities.

The annual fee for the Coop Fácil credit card is 12 installments of R$ 17.99. The total value, then, is R$ 215.88.  

Another not-so-attractive point of the Coop Fácil card is that it does not allow you to sign up online. Thus, it restricts the request for the credit option to the face-to-face form. Again, this goes against the grain of modern services and digital banks.

On the other hand, the Coop Fácil credit card also has advantages. However, the main ones are due to the presence of the Visa International flag. This includes several benefits, see the main ones:

However, another benefit of the Coop Fácil card is that it gives you 40 days to pay the invoice. With this, gain more time and convenience to settle the amounts without this leading to the incidence of interest.

Finally, another advantage of Coop's Visa card is that it allows payment in installments at cooperative stores. Thus, you can make purchases in up to 24 fixed installments.

As we pointed out above, unfortunately the Coop Fácil card only has a face-to-face membership. That is, you have to go to one of the stores. Also, you need to cooperate with the cooperative.

All you need to do is have an identification document with a photo, proof of residence and proof of income.

However, those who do not have a fixed income payslip can submit other payment booklets or invoices from other credit cards, according to Coop.

Still, it will be necessary to wait for the credit analysis. In this way, if approved, the credit card will be sent to your home address.