If you are one of the thousands of Brazilians looking to balance your credit card expenses, or if you are negative, the BRBCard Prepaid Card may be exactly what you need! But do you already know and know how this card works?

Because the BRBCard Pre-Paid Card is a card that allows greater control of your finances, in addition to giving access to online and digital services even for those who are negative! But how?

Well, the BRBCard is a prepaid card, which already gives you a great advantage. Because prepaid credit cards do not require any credit analysis process or consultation with the SPC and Serasa. And this is because, in practice, this type of card does not provide credit, but allows the use of digital payments.

But how so? Basically, the BRBCard Pré-Pago Card has the advantage of a credit card that makes payments in cash, and gives you the following benefits:

So there are many advantages! Mainly for those who could not have access to these digital services and online purchases through a common credit card, as is the case of those who are negative.

But we know that a financial product such as a prepaid card does not only consist of advantages. So, we've rounded up some features that might sound like downsides to some people. Check it out below!

The BRBCard Pre-Paid Card brings a series of good advantages, as we demonstrated earlier. But some of its functions may bring some disadvantages to the user, for example:

Therefore, keep all this in mind when considering the possibility of requesting a BRBCard for you. 

The short answer would be: Yes! Because the BRBCard Prepaid Card brings many advantages and even helps you better control your credit card expenses. But let's explain better, so stay with us.

The BRBcard in prepaid mode can be a great helper for you to get through a difficult time, like when you have a lot of accumulated debts or are already negative with credit protection agencies, such as the SPC and Serasa.

Because in addition to allowing you to obtain a card without a credit score assessment, it makes it easier for you to continue having access to online purchases and digital services by signing up with a credit card. 

So, all you have to do is organize yourself to always have a balance on your card every month, and set a maximum monthly amount to load onto your card. But a value that goes according to your needs and that doesn't get in the way of your financial organization. 

That way, whether you're negative or not, the BRBCard Prepaid Card will help you organize your finances and help you create a very efficient expense control. And everything can be managed through the card application! 

Plus, you don't have to carry cash or checks around anymore, and you have full Visa support for your card.

So, summarizing: Yes, it's really worth it to get your BRBCard. But how? Well, that's what we're going to explain next. So keep reading and check it out!

Making your BRBCard Prepaid Card is easier than you might imagine! All you have to do is access the BRB website or request it in person at BRB branches or at the financial institution's convenience stores.

And as we said, no credit assessment will be required. So basically you just need to present some documents to be able to have your BRBCard. And the requested documents are as follows:

After filling out a registration form for the request, you will receive a slip to pay the value of the membership fee for the card, in the amount of 10 reais. Once payment is approved, your card will arrive within 10 business days at the address you provided in the registration form.

So, did you see how easy and practical it is? But don't forget small details when using your BRBCard Prepaid Card, such as recharging the card every month with the amounts you will need. 

Also, keep in mind that on average it will take up to 2 business days for the recharge amount to be approved and for it to appear on the prepaid card balance, as it is done via bank slip. Therefore, recharge in advance when you have recurring payments for subscriptions to digital services, such as Netflix for example.

Now, how about knowing a little more about the BRBCard application process? Just click on the content we've selected for you below!