In Brazil, the number of defaulters is increasing, which is why having a financial institution that can provide personal loans with more accessible guarantees is so important. So, in this article, you will get to know about Next Personal Loan.

So, learn everything about the loan in addition to the advantages and disadvantages of the loan. Check out!

Firstly, Next is a digital bank created by Banco Bradesco and works through smartphones, that is, you can control everything that happens with your digital account through your mobile device, such as making transfers, deposits, payments and requesting financial loans.

In this type of credit, Banco Next's customer requests amounts from the institution without having to offer any guarantee or dispose of a good that he is buying and it is a credit intended for individuals.

In addition, it is important to note that the loan is not available to all customers. This is because it will depend on whether the card's credit function will be released in the institution's application.

In this case, the interest rates and also the loan limit will depend on the credit analysis that will be previously carried out by the institution. So, to find out if you can apply for the loan, just go to Menu. After that, click on credit and see if it's available!

So, it will depend on each client, because a credit analysis is carried out and, thus, each client will have their amount to apply for the loan!

Among the advantages of the Next personal loan is its practicality. This is because you can simulate and contract the loan directly through the application without having to go to an agency to resolve the issue.

In addition, interest and loan amounts are personalized, which means that interest rates can be reduced depending on how your relationship with the institution is and also your CPF situation!

Among other advantages, the Next loan, when requested, is transferred directly to the account holder's digital checking account, safely and conveniently!

So, the Next loan is a type of credit contracted directly by the customer with monthly payments.

In the case of Next, the institution places a pre-approved value in the application for simulation and hiring. So, to find out if you have any loan amount, just go to your Menu and then to Credit.

At Next, the loan payment term is up to 48 months, with the first installment due only within 90 days. Fantastic isn't it? So, open your account and transform your financial life with Next! Also, if you are not an account holder, you can open your account through the application.

On the other hand, it is possible to open the account and not have the credit approved. This is because Next evaluates the financial history and credit limit before releasing the amounts. Thus, you must wait for the notification from the bank.

This type of loan is suitable for all account holders of the institution, so if you want to apply, just open your account and wait for the credit to be approved!

After that, you can apply for the loan!

So, to take out a Next personal loan, it is necessary to have a pre-approved limit, so you can do it through the application itself by following the steps required, that is, clicking on the Menu and then on Credit.

But, depending, you can also do the process at Bradesco's self-service machines. Now, click on the recommended content below to know more detail about the loan application process.