loans
Discover the BV payroll loan
This loan has lower interest rates than the others and manages to release the money for you very quickly. In addition, with it you have up to 5 years to repay your loan. Know more about him here.
Advertisement
Borrow now and get cash within 24 working hours
If you want to apply for a loan with better conditions such as low interest rates and a good payment term, you need to know more about the BV payroll loan.
From this financial institution, you can access the credit you need and still receive it very quickly in your account.
Minimum Income | not informed |
Interest rate | not informed |
Deadline to pay | From 12 to 60 months |
release period | Up to 1 working day |
loan amount | Depends on credit analysis |
Do you accept negatives? | Uninformed |
Benefits | lower interest rates Request through multiple channels Fast and automatic payment of installments |
How to apply for the BV payroll loan
Discover the main channels where you can apply for this credit!
In addition, as the loan works in the payroll mode, you don't even have to worry about paying another bill every month.
Want to know how this is possible? So, stay with us in this post and learn about everything that the BV payroll loan can offer you!
How does the BV payroll loan work?
In summary, the BV payroll loan is a type of credit made especially for those who work with a formal contract in private companies that are partners with the bank.
This happens because in this modality, the payment of installments is automatically deducted from the worker's payroll.
In this way, he does not need to pay another bill in the month, since the amount will be paid automatically when the worker receives his salary.
But, to ensure that this loan does not unbalance your finances, the BV bank can only create installments that are equivalent to up to 30% of your net salary. Thus, you can hire a loan that really fits in your pocket.
What is the loan limit?
Namely, the value of a payroll loan will depend a lot on the salary you receive, since the value of the installments is created around your net salary.
Therefore, it is not possible to know for sure the maximum amount that you can access from this loan, as it will be defined based on your salary and your credit analysis.
Who is the loan for?
In summary, the BV payroll loan was made for a specific audience of people.
Therefore, those who can access it are workers with a formal contract who work in a company associated with Banco BV.
Is the BV payroll loan worth it?
It's normal to be in doubt whether a loan is worth it or not. After all, applying for a loan is a big financial operation that can compromise part of your budget for a long time.
That way, it's important to make sure you're making the best decision for your financial life.
Therefore, to help you with this, we have separated below the main advantages and disadvantages of the BV payroll loan.
Benefits
In principle, one of the main advantages of the BV payroll loan is that it can be applied for from anywhere. You can contract your credit online, over the phone or in person as well.
But this is not the only advantage that credit offers. Below we have selected some more interesting benefits that this credit has!
- Lower interest rates than other types of credit;
- Option made to not compromise your monthly budget;
- Long term payment for you to get organized;
- Quick release of credit to your account for immediate use;
- Less chances of getting into debt and defaulting.
Disadvantages
On the other hand, the BV payroll loan may be a more restricted credit option, as it:
- It can only be accessed by those who work with a formal contract;
- The company needs to be a member of the program;
- The worker must have been with the company for at least 6 months.
Therefore, this credit ends up being accessed by a very restricted public, making it impossible for more people to have credit with better conditions.
How to get a BV payroll loan?
Despite the disadvantages, the BV payroll loan can be worthwhile for those who meet the requirements and can apply for it.
Therefore, if you have the profile that fits the BV payroll loan, you need to learn how to apply for this credit.
For this, you just need to check in the post below how the request for this credit is made in the main channels it offers!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
Trending Topics
How to apply for the Casas Bahia card
The Casas Bahia card can be used for purchases in stores, on the website and anywhere that accepts Visa. See how to make your own here.
Keep ReadingHow to apply for a payroll loan Auxílio Brasil Meu Tudo
Check out how to apply for the Auxílio Brasil Meu Tudo payroll loan from the website or application that the finance company offers!
Keep ReadingHow to enroll in the Smiling Brazil Program
The Brasil Sorridente Program can help improve your oral health. Signing up is easy and fast, want to know how? So, read the post and check it out!
Keep ReadingYou may also like
Good Loan for Online Credit: great credit offers for you
Need quick cash to catch up on your finances or make one-off purchases? Then the Good for Credit loan can be a great option for you. To know more about him, just continue reading.
Keep ReadingHow to Apply for a Wells Fargo Active Cash Card
The Wells Fargo Active Cash Card from Wells Fargo offers cashback, bonuses, and other benefits without charging an annual fee. Every time you spend, you earn a little and you can use it however you want. Want to know how to get yours? So, see here.
Keep ReadingMillennium BCP Classic credit card: what is the Millennium BCP Classic?
The Millennium BCP Classic card is international with the Visa flag. This Portuguese product has contactless technology which, in turn, provides more security when paying for your purchases. Do you want to know more about him? So let's go!
Keep Reading