The Auxílio Brasil Caixa loan has arrived to be a more accessible credit option for those who cannot be approved in other modalities and are beneficiaries of the program.

Namely, those who receive the Auxílio Brasil benefit tend to face problems when accessing credit, where most institutions end up rejecting the request.

However, now a new modality has emerged especially for this public to have access to the money they need and thus be able to change their lives!

Therefore, in the following post you will learn more about the Auxílio Brasil Caixa loan and find out if it is a good option for you!

In summary, the Auxílio Brasil Caixa loan is a type of payroll credit. This means that the value of the installments is automatically deducted from the user's benefit.

This way, when taking out this loan, you will receive a smaller amount of Auxílio Brasil, as part of it will be used to pay the loan made.

Here it is also necessary to consider that, like any loan, this option has built-in interest. This way, the value of the installments is always a little higher, as interest is included.

Namely, the Auxílio Brasil Caixa loan does not have a defined limit on the amounts that the beneficiary can access.

This happens because from Auxílio Brasil, users tend to receive different amounts for each family. Therefore, it is not possible to say exactly the amount that will be released.

Therefore, the only information that Caixa leaves us is that the value of the loan installment cannot exceed 40% of the benefit received. 

In summary, the Auxílio Brasil Caixa loan is the ideal option for those who receive the benefit and have difficulty being approved for other types of credit.

But, to hire him, you must meet some basic requirements, such as:

Therefore, by complying with these requirements, you can continue contracting this credit.

Namely, since the Auxílio Brasil Caixa loan was launched, much has been said about this option. However, experts' opinions have always been in doubt as to whether this option was really good or not.

Therefore, you need to analyze the pros and cons of the Auxílio Brasil Caixa loan to decide whether it will really help you in your financial life.

Firstly, let's look at the advantages you can access when taking out the Auxílio Brasil Caixa loan.

In addition to the advantages, the Auxílio Brasil Caixa loan may also have some negative points that you need to be aware of before taking out it, such as:

In short, requesting an Auxílio Brasil Caixa loan is very easy to do and the bank offers several channels for you to follow through with the request.

In the following post, you will see how to obtain this loan and you will also learn about other institutions that also offer it!