When buying and financing an apartment, the search for fair real estate credit rates is always incessant. In addition, Banese real estate credit offers its customers one of the lowest rates on the market. In addition to having an exemption from the assessment fee and home insurance for one year. So, keep reading and learn more about this real estate loan.

First, at Banese, you can request a free financing simulation and evaluation. And there are two types of financing at the bank:

The main difference is that the Housing Financial System allows properties with much higher values. But there are also differences in the interest rate and resources that can pay off debts.

The credit limit will depend on your individual credit analysis. So, to find out more, you need to simulate your financing. Furthermore, only after the simulation is the bank able to redeem your history and state the credit limit. But it is worth mentioning that Banese offers up to 90% of the value of the property.

So, the main advantages of real estate credit are:

In addition, another very cool benefit is the possibility of using the FGTS to help with the down payment. Which relieves the high amount of debt.

With Banese's real estate loan, you can finance your property worth 90% and pay in up to 420 months.

In addition, the bank has the Banese Fácil Property modality. In this financing modality, the bank itself sells properties that went to auction, but are available for use. In addition, because they were previously up for auction, they have a very attractive value.

Incidentally, to apply for real estate credit, it is necessary to go in person to an agency or correspondent. Furthermore, the forms of request, both online and by telephone, are only for simulation purposes. 

So, real estate credit is indicated for those who are looking for their own home, but still do not have the full value of the property. In this case, you must pay at least 10% of the value of the down payment property and the rest can be financed. 

However, it is recommended to be in a good financial scenario. That's because the bank does a survey of all your payment capacity and payer history.

First, to make your real estate credit, you first need to simulate your financing on the website. Then it's time to apply for your Banese home loan. In addition, in the article below we explain the step by step to apply for credit. So check it out and understand more about this credit.