Real Estate Credit

Get to know Banco de Brasília real estate credit

With Banco de Brasília, you have 420 months to pay, personalized interest rates and you can also simulate directly through the website. Read now and discover how this credit can help you realize your dream of owning your own home.

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Banco de Brasília real estate credit: financing with 420 months to pay

Afinal, confira todos os detalhes sobre esse financiamento imobiliário. Fonte: Banco de Brasília.
After all, check out all the details about this real estate financing. Source: Banco de Brasília.

Real estate financing is designed especially for those who want to realize their dream of owning their own home and don't have money. Therefore, it requires a lot of research and searching. This way, it is possible to find the right bank to provide financing. Therefore, Banco de Brasília offers real estate credit for residential, commercial and even used properties. Furthermore, the bank also offers the possibility of paying in up to 420 months. Continue reading and find out all the details of Banco de Brasília's real estate credit.

Minimum Incomenot informed
Interest rateFrom 2,95% per year
Deadline to payUp to 420 months
release periodnot informed
Mortgage Loan ValueUp to 80% of property value
Do you accept negatives?No
BenefitsPossible to simulate online;
Competitive interest rates.
But, after all, what are the characteristics of financing?

How to apply for Banco Brasília real estate credit

Do you want to know how to apply for your Banco de Brasília real estate loan? In today's article we will show you step by step. Check out!

How does Banco de Brasília real estate credit work?

Firstly, real estate credit from Banco de Brasília is a good option for those looking for competitive rates and online simulation. Furthermore, the bank is a financial institution whose largest shareholder is the Federal District Government itself. Furthermore, it was created in 1964 and continues to offer financial services to the population today. 

In this sense, real estate financing encompasses residential, commercial and even used properties. Furthermore, interest rates are personalized for each case. Check the average interest rates below.

  • Savings: from 2,95% per year + Savings;
  • Referential Rate: from 7.50% pa + TR;
  • IPCA: from 4.25% aa + IPCA.

Along with this, the bank still gives 420 months to make the payment. In addition to offering decreasing installments. In other words, you will hardly have the problem of not being able to pay the next installment, as it has become much more expensive.

What is the limit for Banco de Brasília real estate credit?

Above all, the real estate financing limit covers up to 80% of the value of the property. This way, it’s really worth it for those who already have a good entry fee.

Advantages Bank of Brasilia

Afinal, faça seu financiamento para realizar o sonho da casa própria. Fonte: Pexels.
After all, get your financing to make your dream of owning your own home come true. Source: Pexels.

Since 2020, Banco de Brasília has been the leader in real estate financing in the Federal District. In this sense, the bank offers several advantages for obtaining credit. Check it out below:

  • Quick hiring;
  • Online simulation;
  • Have up to 420 months to pay;
  • Decreasing installments, that is, you no longer go into debt to pay;
  • You can use FGTS as an entry.

Furthermore, because of these advantages, real estate financing from Banco de Brasília is very advantageous.

Main characteristics of the Bank of Brasilia

Firstly, Banco de Brasília offers different types of credit, such as:

  • Real estate credit;
  • Credit with property guarantee;
  • Financing of urban lots.

In today's article, we are talking about the first option: real estate financing. In this modality, the customer can finance residential, commercial and used properties. In addition, the institution covers up to 80% of the value of the property. 

Interest rates are personalized and competitive. The bank works with the following rates: Savings, Reference Rate and Broad National Consumer Price Index, the IPCA. Therefore, rates start at 2.95% per year. However, it is necessary to carry out your simulation and understand the special rates for your case. 

For whom real estate credit is indicated

Real estate financing is especially recommended for those who want to buy a house and still don't have all the money. However, it is important that you have an entry value. Because the bank only finances 80% of the value of the property.

Furthermore, for financing, the bank carries out a credit analysis. Therefore, negative people and people with dirty names have more difficulty hiring.

How to get a Banco de Brasília real estate loan?

Afinal, como fazer o financiamento? Fonte: Pexels.
After all, how to finance? Source: Pexels.

So, if you liked Banco de Brasília's real estate credit and want to finance it, it's very simple. Likewise, just go to the bank's website and then carry out your simulation. Once you have simulated, the bank offers you a credit proposal.

In the article recommended below, we detail the step-by-step process for applying for a real estate loan from Banco de Brasília. Also, check it out!

How to apply for Banco Brasília real estate credit

Do you want to know how to apply for your Banco de Brasília real estate loan? In today's article we will show you step by step. Check out!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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