The PagBank digital account is a great option for anyone looking for a practical account with no fees. With it, you have free transfers. In addition to having access to an international credit card with no annual fee.

Furthermore, the Pagbank account earns up to 30% more than the savings account. This without you having to do anything! Just by leaving the money in the account, you can already increase your income. 

Therefore, in today's article we will tell you all the details of this account. Continue reading and find out!

Firstly, the PagBank digital account offers the essential services of an account. For example, with it you can make withdrawals at Banco24Horas tellers. But the free withdrawal is only available to customers who carry out salary portability or invest in the CDB.

Otherwise, the amount is R$7.50 per withdrawal. In addition, you can also make transfers, TED, DOC and PIX, free of charge through your account.

Furthermore, with the Pagbank account your money yields more than savings. This is because just leaving the balance in the account, the amount can already yield up to 30% more than the passbook. That is, it is advantageous to even leave the money stored there in the account.

At first, the PagBank account can be a great option for those who are starting their financial life. That's because it's a digital account without bureaucracy and also with low fees.

Also, when applying for PagBank account, you can also have the account card. In other words, an international card with no annual fee. Therefore, you have practicality when using the balance you have in the bank.

Unfortunately, Pagbank does not provide a limit on the account for services such as overdraft. However, with the digital account it is possible to do a credit analysis to take out a loan, for example.

Therefore, if you already have an account, the bank already knows your history. That is, the analysis can be faster. Also, if you pay everything on time, the chances of your result being positive are great.

If you want to understand if this account is really worth it, read on and discover the advantages and disadvantages.

First of all, we can mention the advantages of the account card. In this sense, the card is free and international. That is, you pay no membership fee or annuity. And the money used in it is your own account balance. 

In addition, PagBank also offers great investment options. For example, the CDB that yields 110% of the CDI and has daily liquidity. Therefore, it has no maximum application limit. That is, you can invest as much as you want.

Together, the account can be monitored entirely by the app. In this sense, all your transfers, deposits and statements are concentrated in one place. In addition, it is also possible to schedule payments and get better organized.

Finally, PagBank also offers salary portability. With this service, you can make your withdrawals for free. In addition, cell phone recharges through PagBank earn cashback of 2% at the time.

In short, the main drawback is some tariffs. For example, if you do not carry out salary portability or invest in the CDB, withdrawals are paid. However, the value is still low, only R$7.50 per operation.

If you like the PagBank account and want to create one, it's very simple. This is because, as it is a digital account, the entire process is done online. In other words, you don't even have to leave the house.

Basically, just access the PagBank website and fill in some basic information. After that, your account will be ready. Want to see more details? In this other article, we show you the step-by-step process to apply for a PagBank digital account. Read and check!