After many years, BTG Pactual, the largest investment bank in Latin America, decided to create its newest product, the BTG+ digital account.

In it, individuals can move and manage their financial life through the application that offers various services.

Do you want to know everything about the BTG+ digital account and transform your financial life? Then keep reading this article!

To open a BTG+ account, you don't need to pay any fees. There is also no monthly fee to maintain an account and use BTG+ services.

That's because, right after approval, you can start making transfers, bill payments, cell phone recharge, synchronizing your phone book contacts that are also BTG customers, among several other functions that exist in the application.

Thus, you can also program and schedule payments, in addition to having access to three credit card options: Basic Option, Advanced Option and Black.

It is important to highlight that, when you have the credit card, you access Invest+, in which each time you use the card, part of the amount spent will be deposited in a fixed income investment fund with zero fee and will yield monthly and can be redeemed according to the BTG+ rules.

It is suitable for adults over 18 years old with regularized CPF who want to innovate with an account to manage their finances and investments!

So, the institution does not inform the BTG+ digital account limit. This is because the approved limit will change according to the credit analysis carried out by the institution.

So, let's get to know the advantages and disadvantages of the BTG+ digital account. Check out!

Among the advantages, the digital account has no maintenance fee and you can make all transactions directly through the application, in addition to synchronizing your cell phone contacts who are also BTG+ customers.

In addition, you can consult the slips issued in your name by the DDA and also consult accounts payable.

Among other advantages, you are entitled to 8 free withdrawals with the BTG+ card at Banco24Horas and you can make deposits by boleto.

Still, you can do Pix and salary portability, as well as request the overdraft limit +. In addition, the account also has CDB with daily liquidity.

Among the disadvantages, you need to be over 18 years old and have your CPF regularized to request the opening of the account.

Also, if you go over the free withdrawal limit, you have to pay a fee. Just like to get more credit card benefits, you must pay a monthly fee.

To make the digital account, you must install the application on your cell phone, available for Android and iOS, and follow the recommendations. Thus, you must choose the “Create account” option, fill in your personal data, send a personal photo and a photo of the requested documents.

It is important to highlight that to open the account you must be over 18 years old, have your CPF regularized. Now, just wait for the return of the credit analysis, which can be on the same day.

So, click on the recommended content below to learn more information about how to open the account.