If you are planning to purchase a new car and still don't know about the Unifisa automobile consortium, you are certainly missing an opportunity. Therefore, this consortium has been in the market for years and has already delivered thousands of goods to its customers, a point that generates a lot of credibility in the market. 

Even with many management companies on the market, the consortium's operating processes still generate many doubts among buyers. In other words, what fees are charged, how much interest you pay and some other questions are frequently asked.

However, firstly it is necessary to understand that between financing and consortium, the second option brings much more benefits. Thinking about those who never want to depend on the bus or subway again, we have created the guide below about the Unifisa car consortium. Check out!

Therefore, according to information from Unifisa itself, the consortium is the gathering of individuals and legal entities in a group motivated by the purchase of a common asset. 

As a rule, all consortium plans come into operation for a defined period of time. Furthermore, there is a required amount to start a new group of the famous shared purchase.

In this program, Unifisa is responsible for managing the consortium's payment fund. Furthermore, the administrator draws lots and grants a letter of credit to participants each month.

In the case of a car consortium, the good in question can be any model, brand or manufacturer. Additionally, you can choose between vehicles, machinery, boats or agricultural tools. 

In the consortium, participants receive their credit through a letter of credit, which in this case may come from a monthly draw or the highest bid given. 

In this specific consortium there are three types of bids for those who want to speed up receiving the letter of credit, they are:

Another advantage of the Unifisa consortium is that there is no interest charged or the need for a down payment. In other words, Unifisa consortium members do not need more money to cover this type of charge.

Given the main characteristics, let’s go into more important details about this type of purchase.

The amounts that Unifisa releases in its credit plans range from R$10 thousand to R$240 thousand. These amounts are available to everyone who has the financial resources to pay all installments correctly.

Among the advantages of the Unifisa consortium, the following points can be highlighted: 

Furthermore, stay tuned for upcoming information about Unifisa, as it does not limit the car models available at the time of purchase.

As stated above, there is no specific limit on the models that the consortium member can choose when buying their car. In other words, you can choose any model available on the market, without exception.

Furthermore, the consortium is not limited to the purchase of cars in general, as it is also possible to purchase boats, machinery, agricultural tools and some other goods. 

However, it is worth remembering that your purchase must follow the type of consortium contracted, that is, you cannot join the car consortium and want to buy a house with the letter of credit.

In general, people who opt for financing are those who do not have the full amount at the time to purchase the asset in cash. However, this person can pay little by little and plan a bid in the future. 

Therefore, the only limitation to enter the Unifisa consortium is age, as you must be over 18 years old to enter. From then on, the consortium accepts even those who are negative, as long as they pay their installments on time.

The interested party has access to the simulation both on the Unifisa website and on its mobile application. To request, simply access one of these platforms and carry out a simulation. 

Therefore, from that moment on, the company receives your data and gets in touch to sort out the details and even offer more advantageous plans for your consumer profile.

Furthermore, to learn more about the request process, access the recommended content below.