Cards
Discover the Zap credit card
The Zap credit card is prepaid, so it is linked to the digital account. Furthermore, it has no annual fee and has international coverage. Find out more about him below.
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The only option on the market where you can request a card via WhatsApp
Have you ever thought about applying for a credit card entirely through WhatsApp? Anyone who has a Zap credit card can take advantage of this advantage!
This card comes from a digital account that is the first fully managed by WhatsApp! This way, you can request the financial services offered by that bank from a conversation in the app.
Annuity | Exempt |
minimum income | not required |
Flag | MasterCard |
Roof | International |
Benefits | Totally free No membership fee |
If you want to know more about the main features of the Zap credit card, just keep reading this article!
Main features of the Zap credit card
The Zap credit card is actually a prepaid card that you can request directly through a WhatsApp conversation.
Therefore, it does not have any membership fees and allows you to make purchases at establishments that accept Mastercard for payment. With it, you can also shop online at your favorite online stores.
Because it is a prepaid card, you need to have an amount in the balance of your Zap digital account to be able to use all its features.
Who the card is for
The Zap credit card is the ideal option for those looking to access basic financial services easily. And it is also a good option for those who use WhatsApp frequently.
With it, just send a message in the WhatsApp conversation with the bank. This way, it is now possible to carry out various actions, such as generating invoices, adding balances or making transfers.
In addition, it also has its own app available for Android and iOS devices. Therefore, it becomes a great option for those who no longer want to face long queues at bank branches.
Or even spend hours trying to perform a simple action. It can facilitate many processes because it is completely digital.
Is the Zap credit card worth it?
As much as the Zap card has great benefits, it's important to remember that everything in life has its good and bad sides, and the Zap credit card is no different. Before requesting yours, it is important to analyze its positive and negative points to be sure of the service you will be receiving.
Benefits
Being able to perform various financial services through WhatsApp is something new that only Zap brings. In this way, the bank took advantage of the fact that Brazilians use this application a lot and, thus, began to offer various financial services on it.
This way, your user does not need to waste time in queues or bureaucracy. All processes can be done in the palm of your hand.
Additionally, Zap offers options to make the operation more secure by adding two-step security. This functionality is already native to WhatsApp and anyone who has a Zap credit card can learn how to activate it to access more benefits.
Disadvantages
Even though the fact that it is managed entirely on WhatsApp is one of the great advantages of the Zap credit card, this can also be seen negatively by users.
Even though the application works with encryption in messages and promotes security, it is still difficult for the public to trust that it can be a good place to create a digital bank.
How to get a Zap credit card?
So, if you believe that the Zap credit card will be able to meet your financial needs, you can now apply for it.
As it is a completely digital card, you will need to have a smartphone with an Android or iOS system and internet access. This way, you will be able to carry out all the necessary steps to request your Zap credit card.
If you already have this, then just check out the post below that will show you the step-by-step guide to applying for a Zap credit card, check it out!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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