Have you ever thought about being able to have a card that allows you to make purchases using debit, credit and even use public transport? With a Top credit card you can access all of this and much more!

Namely, this credit card is one of the few on the market that offers the transport function along with the credit. That way, you can use it more often and make your financial life more practical.

In addition, as the Top credit card comes under the Mastercard flag, you can conveniently make your purchases at a large number of establishments, as the flag is widely accepted!

Therefore, in the following post you can learn more about the Top credit card and check if it is a good card option. 

In summary, the Top credit card is a card option that offers many possibilities for you.

That way, with just one card you can use it in the debit, credit and transport function.

Namely, the credit card also allows you to use the CPTM subway system. In addition, it is also possible to access the EMTU intercity bus lines in the metropolitan region of São Paulo.

And in addition to the transport function, you can use your credit card in several different establishments, since most of them accept Mastercard cards!

The Top credit card can be accessed by anyone interested in this option and able to pass the credit analysis carried out.

But, for those who live in the metropolitan region of São Paulo or use the subway system, the Top credit card can be the most practical way to deal with day-to-day expenses, since it is possible to leave them in one place .

Even knowing the main features of the Top credit card, it is common to have some doubts about this option.

Therefore, in order to solve all your doubts and allow you to be sure whether or not this card is for you, we have separated its main advantages and disadvantages below.

As advantages of the credit card, we can highlight the fact that it is a 3 in 1 card. Therefore, with it you can make credit and debit purchases in several stores and even use it in public transport.

But, in addition, with a Top credit card you can also access a digital account that is super easy to use and that allows you to manage everything related to your card.

In fact, from your digital account, you can access a good investment platform and thus make your money multiply.

Finally, we must not forget that from the Top credit card you can access the Mastercard Surpreenda program.

From there, each purchase made on your card can give you a point to keep and use in the future. In addition, the program also contains several special promotions and discounts at partner stores.

As much as the Top credit card has great positive points, we cannot forget that it also has some disadvantages.

Therefore, in the first place, the Top credit card charges an annuity.

Nowadays, it is easy to find credit cards on the market that do not charge this rate or offer ways for the user to get a discount on this rate.

In addition, there is also the fact that to apply for the Top credit card and have it delivered to your home, you will need to pay a delivery fee.

Therefore, before applying for the Top credit card, it is interesting to consider all the points listed above to find out if this card is worth it for you. 

In short, you can apply for your Top credit card both online and in person.

That way, with Top you can request your card on the channels you like best or feel comfortable with!

Therefore, to learn how to apply, check out the complete step-by-step in the post below on how you can apply for a Top credit card!