With revenue of 1 billion reais per year, Polishop is one of the largest retailers in the country. It has certainly achieved this position through the innovation of its products. Furthermore, thinking about expanding its market, it invested in the Polishop credit card.

Through it, the company bet on customer loyalty, as it offers many benefits, such as a points program in which your purchases are transformed into a score that can be exchanged for discounts on products later.

Then you will learn about other benefits. So, keep reading and check it out!

Firstly, the Polishop credit card has an annual fee of R$ 180.00 in the first year and R$ 360.00 in the second. But you can be exempt from this fee if you spend at least R$ 1,500.00 per month on your invoice.

Additionally, it requires a minimum income of R$ 800.00 to apply. However, credit approval depends on the status of your CPF, meaning restrictions may hinder your application.

Furthermore, order your card online. After that, approval is made and you can use the card to buy in any store, as it has an international Mastercard Platinum brand.

In short, Polishop customers also enjoy a points program, where each dollar is worth one point. This way, you can guarantee discounts on store products, as well as exclusive installments.

There is no standard pre-approved credit limit, meaning you must undergo a credit analysis. Therefore, you need to wait for the request process to complete to find out what your limit value is.

Certainly, having a credit card with immediate approval, low annual fees and an international brand is interesting. However, how about being sure of the decision by knowing the advantages and disadvantages? So, check it out below.

Among the main advantages of the Polishop credit card, we can highlight those mentioned below.

It is worth noting that in the Polishop points program 5% of the value of your purchases in the brand's stores are transformed into points, as well as 1% of purchases in other establishments. Thus, it is possible to exchange the accumulated points for up to 30% discount on future purchases at Polishop.

The main disadvantage is proof of minimum income, which can be a barrier for those who cannot prove it, such as, for example, the self-employed. Additionally, there is an annual fee charge, but you can get an exemption as we mentioned previously.

Therefore, it is essential that you carefully analyze the characteristics, advantages and disadvantages of the card before requesting it. This way, you will be sure you got a good deal.

There are several ways to apply for the Polishop credit card. The main one is through the store page, for example. In this case, the customer is redirected to the Itaú website, where they complete the request by filling out the forms.

Furthermore, do you want to know more details about the application process? So, click on the recommended content below and find out!