If you like shopping at department stores, then the Leader credit card is ideal for you. In this sense, Leader stores in partnership with Bradesco bank created this credit card that offers exclusive benefits to its users.

So, if you want to take advantage of discounts and special offers, such as 10% off on your first purchase, then continue reading to learn more about this financial product. That way, you can also take advantage of all its advantages. Check it out!

First of all, Leader stores started in 1951 in Rio de Janeiro as a department store. Today, the chain has an online store, in addition to 97 physical stores spread throughout Brazil. Thus, in order to attract more customers, it partnered with Bradesco bank, creating the Leader credit card.

In this sense, the card has exclusive advantages for the store's customers, such as special installments and differentiated discounts. Therefore, people who frequent the store with a certain frequency may see an advantage in having the card even though it charges an annual fee of R$$9.90 per month.

Furthermore, the Leader credit card is issued under the Visa banner and has nationwide coverage. In other words, you can only use it in Brazil and not abroad. However, this is not the type of store card that is limited to use within the establishment.

This way, you can use your Leader card at any national establishment that accepts Visa. In fact, you can also choose to participate in the Vai de Visa program. But don't forget to register your card on the brand's website before you start shopping.

Well, to sign up for the Leader card, you will need to present some personal documents, in addition to proving an income of at least 1 minimum wage. Thus, your credit limit for the card will be defined according to an analysis carried out by Bradesco bank, the card issuer.

Therefore, if you have a lower credit score, your limit may not be very high. However, if you pay your bills on time, you can request an increase in your limit after the first three months of use.

Although the Leader card offers several benefits to its users, it also has negative points. Therefore, it is important to analyze both sides before subscribing to the product. Therefore, check out its advantages and disadvantages below before applying.

First of all, the Leader credit card is issued by Bradesco bank. This way, you will have access to the benefits of the financial institution, such as discounts on cultural programs and partner restaurants, as well as emergency withdrawals at Bradesco terminals.

In addition, customers who sign up for the card will receive a 10% discount on their first purchase at Leader stores. In addition, you will also have special installments of up to 5x interest-free on your purchases at stores in the chain and, in addition, you have a grace period of 40 days to pay the invoice.

In addition, you can enjoy Visa benefits, such as the Vai de Visa program, Purchase Protection, Price Protection and Extended Original Warranty. You can also choose to purchase the Leader Super Proteção Premiada and the Leader Dental Light plans at a discounted price.

Although the card offers many benefits, it does charge an annual fee of R$1,900,000 per month. Although this is not a very high amount, you can find other card options on the market that are exempt from this fee. Therefore, if you do not shop at Leader stores frequently, this card may not be ideal for you.

Additionally, you will need to prove an income of at least one minimum wage to apply for your Leader credit card. Therefore, if you are self-employed and cannot prove your income, your application may not be approved.

Finally, if you are interested and want to know how to apply for your Leader credit card, it is very easy. However, you will need to go to a physical Leader store near you to apply for your card.

Furthermore, if you want to know the detailed step-by-step process for applying for your Leader credit card, then check out our content below. This way, you can sign up and start enjoying all the benefits of this product. Check it out!